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Today’s Top Story – Consumer Archive


Help for Homeowners – New Details Emerge about ‘Making Home Affordable’ Program

RISMEDIA, May 2, 2009-The Obama Administration announced details of new efforts to help bring relief to responsible homeowners under the Making Home Affordable Program, including an effort to achieve greater affordability for homeowners by lowering payments on their second mortgages ...


Tips for Home Sellers Competing against Foreclosed Homes and Short Sales

RISMEDIA, April 29, 2009-With distressed sales accounting for half of all home sales, many home sellers are finding that traditional sales are competing with discounted prices offered by foreclosed properties and short sales in their local area. To help home ...


Finding Bottom: Where the Market Will Turn Around

RISMEDIA, April 28, 2009-The end is near. When exactly, is hard to predict. It is also hard to predict what that end will look like. However, it is hard to escape the sense that some things will change forever. But ...


Buying Foreclosed Homes: Deal or No Deal?

RISMEDIA, April 27, 2009-HouseMaster®, a home inspection franchisor, reports there are abundant opportunities for qualified homebuyers in the current real estate market - triggered by a 28% rise in foreclosure activity from last year. While President Obama's $75 billion loan ...


Energy Efficiency Tax Credits – Are You Ready to Take Advantage?

RISMEDIA, April 25, 2009-This year, the federal government extended and expanded home energy efficiency tax credits through 2010 as part of the broader economic recovery package, and millions of U.S. homeowners appear poised to pursue them, according to a survey ...


Help First-Time Home Buyers Help Themselves

RISMEDIA, April 25, 2009-The $790 billion American Recovery and Reinvestment Act signed into law by President Barack Obama in February gives first-time home buyers an exciting incentive to enter the housing market-an $8,000 tax credit. Now the trick is getting ...


Americans Staying Put – Residential Mover Rate Lowest Since 1948

RISMEDIA, April 23, 2009-The U.S. Census Bureau announced that the national mover rate declined from 13.2% in 2007 to 11.9% in 2008 - the lowest rate since the bureau began tracking these data in 1948. In 2008, 35.2 million people ...


Are Banks Withholding Foreclosed Homes to Prop Sales?

RISMEDIA, April 22, 2009-(MCT)-Lenders for months have been holding back a high volume of homes in the foreclosure pipeline that could further depress home values if they are released at once into the market, industry experts say. The artificially created ...


Could New Stimulus Plan Actually Cost You Money?

RISMEDIA, April 21, 2009-(MCT)-Wage earners beware: One of the federal government's new tax breaks, designed to put more take-home pay in your wallet now, may take a bite out of your wallet next spring. Under certain conditions, the extra cash ...


5 Things You Need to Know Before Buying Renters’ Insurance

RISMEDIA, April 18, 2009-(MCT)-It is, unfortunately, an all-too-familiar news image: An apartment building smolders in the hours after a major fire. The traumatized residents have gone off to put their lives back in order. In all likelihood, they have lost most of their possessions. ...


Fannie Mae and Freddie Mac Helping More Homeowners – Loan Modifications Increasing

RISMEDIA, April 17, 2009-Fannie Mae and Freddie Mac modified nearly 24,000 loans during the fourth quarter of 2008, an increase of 76% over the third quarter. The modifications, along with the suspension of foreclosures that began November 26, reduced the ...


Environmentally Friendly Lifestyle Top Priority for Renters

RISMEDIA, April 16, 2009-Renters are doing their part to save the environment. During a national survey, more than 65% of renters told Apartments.com that practicing an environmentally friendly lifestyle is a high priority. To conserve energy, 52% of renters are ...


Generation Y Bullish on Housing Market

RISMEDIA, April 15, 2009-The first major survey into Generation Y's perception of the U.S. housing crisis reveals a surprisingly strong sense of optimism about the future, despite cautious near-term sentiment. While the housing industry is readying for this wave of ...


Effective Staging Tips – Don’t Overlook the Mirror

RISMEDIA, April 14, 2009-What is the first thing that you always want your potential buyers to see when they first walk into your home that is for sale? Kitchen? Bathroom? Multi-Level Deck? The correct answer is "themselves." One of the ...


Taxpayers Still Have Time to File or Amend 2005 Returns, but Must Act Quickly

RISMEDIA, April 13, 2009-With just a few days left to file income tax returns for 2008, Jackson Hewitt Tax Service is reminding tax filers of another important tax deadline on April 15: the deadline to file or amend returns for tax ...


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