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Today’s Top Story – Consumer Archive


Americans Optimistic about Economy

RISMEDIA, April 10, 2009-(MCT)-Slightly more than half of Americans think the U.S. economy has stabilized, and almost three in every four think it will take longer than six months for a massive economic stimulus program to be felt, an Ipsos-McClatchy ...


Living Life for Less – Get out of Debt and Back in Control

RISMEDIA, April 9, 2009-The news headlines paint a grim picture. Record job losses. Stagnant incomes. Rising debt. Stalled savings. One in four consumers say they are worried about making their monthly payments over the next six months, a four percent ...


With Affordability Up, Home Buyers Return to the Market

RISMEDIA, April 11, 2009-Thanks to record low mortgage rates and declining home prices, 55 million families - or half of all U.S. households - can afford today's $200,000 median-priced new home, according to figures released by the National Association of ...


Best Tips to Get Your House in Tip Top Shape

RISMEDIA, April 7, 2009-As the all-important spring selling season approaches in an historically slow housing market, sellers need to do all they can to market their home - and that includes staging it to attract and "wow" potential buyers. Home ...


Farming the Foreclosure Market

RISMEDIA, April 11, 2009-Amid all the hype and hearsay surrounding foreclosures, three agents in diverse parts of the country are making hay with short sales and REOs. And there is plenty of hay to be had: the number of properties ...


Mortgage Rates Hit All-Time Record-Breaking Low

RISMEDIA, April 4, 2009-Freddie Mac released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 4.78% with an average 0.7 point for the week ending April 2, 2009, down from last week's ...


Turning Lemons into Lemonade – Americans Address Employment Situation in Midst of Economic Turmoil

RISMEDIA, April 4, 2009-The Career College Association (CCA) released the results of a new commissioned survey, conducted by Harris Interactive, finding more than two out of three Americans either taking steps or considering steps to address their employment situation in ...


Despite Recession, Consumer ‘Hold-Outs’ Struggle to Have It All

RISMEDIA, April 1, 2009-Americans' financial security has been shaken, yet they are divided in their willingness to make spending cuts. While nearly half (49%) of all adults are not ready to compromise their standard of living, the other half ...


The New Norm – Americans Expect Their New ‘Normal’ Spending Levels to Be 86% of Pre-Recession Levels

RISMEDIA, March 31, 2009-While the economy is struggling to get through what could become the worst recession since the Great Depression, Americans say that even after the recession ends, their spending will return to just 86% of pre-recession levels, which ...


The Price is Right – 78% of First-time Home Buyers Say Now Is Good Time to Buy

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End in Sight? Stimulus Plan Begins to Take Hold in Puget Sound

RISMEDIA, March 28, 2009-J. Lennox Scott, chairman and CEO of John L. Scott Real Estate, reports that housing activity in the "more affordable" price ranges in the Puget Sound region is beginning to see an uptick, which he attributes to ...


Homebuyers Face Hardship as Tighter Lending Rules Keep Them from Mortgages

RISMEDIA, March 26, 2009-(MCT)-Even with interest rates at historic lows and billions of new government dollars flowing into the financial system, getting a mortgage isn't as easy and smooth a process as it used to be. The difference between wishing ...


How to Tell Clients What’s Affordable

RISMEDIA, March 25, 2009-Traditionally, real estate and mortgage professionals have encouraged homeowners to stretch - to shop for homes at the upper end of their affordability range. We wanted them to maximize their investment, and we were seeing property values ...


4 Ways to Protect Your Personal Data when Filing Taxes Online

RISMEDIA, March 24, 2009-(MCT)-As April 15 approaches and taxpayers scramble to complete their tax returns, it's critical that they take extra care to guard their personal information. Consider what's exposed and vulnerable: your Social Security number, address, name and financial ...


Mortgage Rates Dip in Response to Fed’s Decision to Buy Treasury Bonds and Mortgage Securities

RISMEDIA, March 23, 2009-(MCT)-Mortgage rates are again dropping to near-record lows - below 5% - in the wake of the Federal Reserve's decision to buy up Treasury bonds and mortgage securities. Lower rates may help spur home sales, but analysts ...


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