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Expand Your Education with These Courses from
Bundle 1: CIPS Core Course (US Version).
ACE: Purchase Reverse Mortgage Course.
Territory Management: Skills for Sales Success: Part Eight.
A Consumer Advocate Approach to Real Estate & Mortgages: Courses 1 & 2.
Expand your education through NAR’s REALTOR® University: A Consumer Advocate Approach to Mortgages: Course 2.

Today’s Top Story – Consumer Archive


How to Save in Our New Frugal World

RISMEDIA, March 4, 2009-(MCT)-What a difference nine months make. In the not-long-ago credit-card binge days, one of the "in" things was to own a TV the size of a bus. Today, it's to have six months of living expenses saved ...


As Housing Slips and Credit Tightens, Assessments become Far More Critical

RISMEDIA, March 3, 2009-(MCT)-Stunned by falling home values and rising foreclosures nationwide, mortgage lenders have become more critical of the appraisal process and begun insisting the assessment of a home's worth be far more rigorous than it used to be. ...


Rates Are Low, But What about Mortgage Fees?

RISMEDIA, February 27, 2009-(MCT)-Mortgage rates are low, but getting them is going to cost you. New rules by Freddie Mac and Fannie Mae are upping the fees for borrowers with less than perfect credit, those in the mortgage industry say. ...


Economic Stimulus Bill Raises Reverse Mortgage Loan Limit, More Older Americans Served

RISMEDIA, February 26, 2009-The Economic Stimulus Bill signed recently by President Obama expands the opportunity to benefit from a reverse mortgage to even more American seniors. The new bill will raise the HECM loan limits to 150% ...


Will the Housing Plan Help You?

RISMEDIA, February 25, 2009-(MCT)-Wondering if you're one of the many homeowners who will be affected by the housing plan? Here are several scenarios that would place you as someone who could get help: ...


House Swaps Picking up in Slow Real Estate Market

RISMEDIA, February 24, 2009-(MCT)-About two weeks ago, Leonard and Blynda Masters moved into Kathleen Jordan's Fort Caroline home, and Jordan and her four sons moved into the Masters' home, about four miles away. No, they weren't doing it for a ...


Stimulus Payouts Will Flow Rapidly to Some Projects, Trickle to Others

RISMEDIA, February 23, 2009-(MCT)-Energy programs could see money flowing in two to three months. Some highway projects could get funding right away, while some could wait until next year. And key tax breaks will start showing up this summer. ...


Foreclosure Help – How Will It Work?

RISMEDIA, February 20, 2009-(MCT)-President Barack Obama unveiled a $75 billion federal plan to ease the epidemic of home foreclosures on Wednesday, casting it as not just a bailout for as many as 9 million homeowners but a means for ending ...


Obama Unveils Plan to Stem Foreclosures

RISMEDIA, February 19, 2009-(MCT/RISMedia)-President Barack Obama rolled out a bold $75 billion, three-part plan Wednesday to halt the soaring rate of mortgage foreclosures nationwide, one that seeks to encourage refinancing of homes now worth less than their mortgages and provides ...


Teaming up with Your Lender for a Loan Modification

RISMEDIA, February 18, 2009-Suppose you're behind on your house payments. You dial the phone number on your most recent mortgage statement, clear the usual hurdles, and finally reach someone who understands your situation and offers to help. You are one ...


Are Lower Mortgage Rates Working? For Some, Yes; for Others, No

RISMEDIA, February 17, 2009-(MCT)-Low mortgage rates could be a big help to first-time home buyer Nicole Landstrom, who expects to close a sale on a three-bedroom starter in Vancouver this month. ...


Top 5 in Real Estate Offers What Every Home Seller Should Demand

RISMEDIA, February 16, 2009-RISMedia's Top 5 in Real Estate Network®, the country's newest and fastest-growing membership organization for North America's finest residential real estate agents, is conducting a coast-to-coast tour designed to educate prospective Top 5 Members on how they ...


White House, Congress Reach Final Compromise on Stimulus

RISMEDIA, February 13, 2009-(MCT/RISMedia)-Congress is now poised to approve a $789 billion economic recovery plan that includes billions of new dollars to help states pay education and health costs as well as tax breaks for those who buy new cars ...


Home Buyer Tax Credit Will Create 255,000 Jobs, NAHB Study Shows

RISMEDIA, February 12, 2009-The $15,000 home buyer tax credit, which is an integral part of the economic stimulus legislation adopted yesterday by the Senate, will result in nearly 500,000 additional home sales and create 255,000 new jobs in the ...


What Can a Half Century of Housing Inventory Data and Past Recessions Tell Us?

RISMEDIA, February 11, 2009-Like any other market, housing runs on supply and demand. Factors manipulate supply and demand like interest rates, employment, Wall Street, the government, and consumer confidence to name a few. But do we always have to ...