<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>RISMedia &#187; Homeowner&#8217;s Toolkit</title>
	<atom:link href="http://rismedia.com/category/homeowners-toolkit/feed/" rel="self" type="application/rss+xml" />
	<link>http://rismedia.com</link>
	<description>Leader in Real Estate Information and News.  Real estate industry news, profiles, and articles for agents, brokers, and consumers. National print magazine available.</description>
	<lastBuildDate>Mon, 28 May 2012 18:05:06 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Six Keys to Selling Your Home in Today&#8217;s Market</title>
		<link>http://rismedia.com/2012-05-13/six-keys-to-selling-your-home-in-todays-market/</link>
		<comments>http://rismedia.com/2012-05-13/six-keys-to-selling-your-home-in-todays-market/#comments</comments>
		<pubDate>Sun, 13 May 2012 18:06:44 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=70169</guid>
		<description><![CDATA[According to the National Association of Realtors®, more than 4.25 million homes sold in 2011. That&#8217;s a lot of real estate and such numbers raise the question: How are sellers doing it? &#8220;Because individual homes are unique, there isn&#8217;t one single strategy that works equally well for every property,&#8221; says Wendy Forsythe, the executive vice [...]]]></description>
		<content:encoded><![CDATA[According to the National Association of Realtors®, more than 4.25 million homes sold in 2011. That&#8217;s a lot of real estate and such numbers raise the question: How are sellers doing it? &#8220;Because individual homes are unique, there isn&#8217;t one single strategy that works equally well for every property,&#8221; says Wendy Forsythe, the executive vice [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-05-13/six-keys-to-selling-your-home-in-todays-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Basic Steps to Make a House Your Home</title>
		<link>http://rismedia.com/2012-05-10/5-basic-steps-to-make-a-house-your-home/</link>
		<comments>http://rismedia.com/2012-05-10/5-basic-steps-to-make-a-house-your-home/#comments</comments>
		<pubDate>Thu, 10 May 2012 20:08:46 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=70113</guid>
		<description><![CDATA[Are you looking to buy your home for the first time? Congratulations! While this is an exciting time, knowing what you are in for can ease the process exponentially. Below are a few steps you can take to find your dream house, and make it into your new home. Learn About Homeownership Owning a home [...]]]></description>
		<content:encoded><![CDATA[Are you looking to buy your home for the first time? Congratulations! While this is an exciting time, knowing what you are in for can ease the process exponentially. Below are a few steps you can take to find your dream house, and make it into your new home. Learn About Homeownership Owning a home [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-05-10/5-basic-steps-to-make-a-house-your-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kitchens and Bathrooms Remain Top Remodeling Jobs</title>
		<link>http://rismedia.com/2012-05-09/kitchens-and-bathrooms-remain-top-remodeling-jobs/</link>
		<comments>http://rismedia.com/2012-05-09/kitchens-and-bathrooms-remain-top-remodeling-jobs/#comments</comments>
		<pubDate>Wed, 09 May 2012 21:01:14 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=70079</guid>
		<description><![CDATA[A new survey released by the National Association of Home Builders (NAHB) shows common remodeling projects have increased, compared to a similar survey from 2010. The survey, released in conjunction with National Home Remodeling Month, describes the changes the remodeling market has undergone in recent years. Remodelers report that kitchen and bathroom projects remain the [...]]]></description>
		<content:encoded><![CDATA[A new survey released by the National Association of Home Builders (NAHB) shows common remodeling projects have increased, compared to a similar survey from 2010. The survey, released in conjunction with National Home Remodeling Month, describes the changes the remodeling market has undergone in recent years. Remodelers report that kitchen and bathroom projects remain the [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-05-09/kitchens-and-bathrooms-remain-top-remodeling-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Reasons Your House Isn&#8217;t Selling and What You Can Do About It, Part 2</title>
		<link>http://rismedia.com/2012-05-07/the-reasons-your-house-isnt-selling-and-what-you-can-do-about-it-part-2/</link>
		<comments>http://rismedia.com/2012-05-07/the-reasons-your-house-isnt-selling-and-what-you-can-do-about-it-part-2/#comments</comments>
		<pubDate>Mon, 07 May 2012 20:06:48 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=70031</guid>
		<description><![CDATA[Recently, we discussed some initial reasons your home might not be selling. Here are issues that may not be as obvious, but may still be impeding the sale of your home: Problem: Your home is not easily accessible for showings. Are you getting a lot of showing requests that you are turning down? Many sellers [...]]]></description>
		<content:encoded><![CDATA[Recently, we discussed some initial reasons your home might not be selling. Here are issues that may not be as obvious, but may still be impeding the sale of your home: Problem: Your home is not easily accessible for showings. Are you getting a lot of showing requests that you are turning down? Many sellers [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-05-07/the-reasons-your-house-isnt-selling-and-what-you-can-do-about-it-part-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Reasons Your House Isn&#8217;t Selling and What You Can Do about It (Part 1)</title>
		<link>http://rismedia.com/2012-05-06/the-reasons-your-house-isnt-selling-and-what-you-can-do-about-it-part-1/</link>
		<comments>http://rismedia.com/2012-05-06/the-reasons-your-house-isnt-selling-and-what-you-can-do-about-it-part-1/#comments</comments>
		<pubDate>Sun, 06 May 2012 18:04:19 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=70003</guid>
		<description><![CDATA[Selling a home can be a daunting undertaking, and while you may be helpless to control the state of the market or the number of prospective buyers in your price range, here are a few ways to be proactive against some of sellers&#8217; most common pitfalls: Problem: Competition. Are there too many homes for sale [...]]]></description>
		<content:encoded><![CDATA[Selling a home can be a daunting undertaking, and while you may be helpless to control the state of the market or the number of prospective buyers in your price range, here are a few ways to be proactive against some of sellers&#8217; most common pitfalls: Problem: Competition. Are there too many homes for sale [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-05-06/the-reasons-your-house-isnt-selling-and-what-you-can-do-about-it-part-1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>April Showers Bring Flooding and Mold</title>
		<link>http://rismedia.com/2012-04-21/april-showers-bring-flooding-and-mold/</link>
		<comments>http://rismedia.com/2012-04-21/april-showers-bring-flooding-and-mold/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 05:01:44 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=69601</guid>
		<description><![CDATA[As winter gives way to warmer weather and spring begins to bloom, heavy rain storms pose a threat to homeowners. Homes that aren’t properly protected from the elements are at risk of flooding and mold infestation, which can cost thousands of dollars to fix once the damage is done. Water damage claims have been growing [...]]]></description>
		<content:encoded><![CDATA[As winter gives way to warmer weather and spring begins to bloom, heavy rain storms pose a threat to homeowners. Homes that aren’t properly protected from the elements are at risk of flooding and mold infestation, which can cost thousands of dollars to fix once the damage is done. Water damage claims have been growing [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-04-21/april-showers-bring-flooding-and-mold/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rand on Real Estate: Investment Properties and Management Companies</title>
		<link>http://rismedia.com/2012-04-16/rand-on-real-estate-investment-properties-and-management-companies/</link>
		<comments>http://rismedia.com/2012-04-16/rand-on-real-estate-investment-properties-and-management-companies/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 21:10:18 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=69493</guid>
		<description><![CDATA[Greg Rand (@gsrand), CEO of OwnAmerica and host of Rand on Real Estate on 770 WABC, takes a call from a listener from New Jersey. After listening to the show, the caller is now wondering if she should sell her first home, but unsure if she can deal with being a landlord. Greg gives his [...]]]></description>
		<content:encoded><![CDATA[Greg Rand (@gsrand), CEO of OwnAmerica and host of Rand on Real Estate on 770 WABC, takes a call from a listener from New Jersey. After listening to the show, the caller is now wondering if she should sell her first home, but unsure if she can deal with being a landlord. Greg gives his [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-04-16/rand-on-real-estate-investment-properties-and-management-companies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Survey Finds Women and Men Make Home-Buying Decisions with Head and Heart</title>
		<link>http://rismedia.com/2012-04-01/survey-finds-women-and-men-make-home-buying-decisions-with-head-and-heart/</link>
		<comments>http://rismedia.com/2012-04-01/survey-finds-women-and-men-make-home-buying-decisions-with-head-and-heart/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 18:03:37 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=69011</guid>
		<description><![CDATA[Square-footage and price are important elements to consider when selecting a home but according to a new survey from Coldwell Banker Real Estate of 1,000 men and women, they both also rely on how they feel and how their lifestyle fits into a home when looking for a place to live. The survey found 28 [...]]]></description>
		<content:encoded><![CDATA[Square-footage and price are important elements to consider when selecting a home but according to a new survey from Coldwell Banker Real Estate of 1,000 men and women, they both also rely on how they feel and how their lifestyle fits into a home when looking for a place to live. The survey found 28 [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-04-01/survey-finds-women-and-men-make-home-buying-decisions-with-head-and-heart/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Better Homes and Gardens Real Estate Launches Reality Broadcast Series: &#8216;Home, First Home&#8217;</title>
		<link>http://rismedia.com/2012-03-21/better-homes-and-gardens-real-estate-launches-reality-broadcast-series-home-first-home/</link>
		<comments>http://rismedia.com/2012-03-21/better-homes-and-gardens-real-estate-launches-reality-broadcast-series-home-first-home/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 20:12:35 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=68539</guid>
		<description><![CDATA[Better Homes and Gardens® Real Estate recently unveiled its new online and television reality series, “Home, First Home”(SM). The series, which features real stories from first-time homebuyers across the country, as well as advice from Better Homes and Gardens Real Estate affiliated sales associates, can be found online at youtube.com/bhgrealestate and will air on the [...]]]></description>
		<content:encoded><![CDATA[Better Homes and Gardens® Real Estate recently unveiled its new online and television reality series, “Home, First Home”(SM). The series, which features real stories from first-time homebuyers across the country, as well as advice from Better Homes and Gardens Real Estate affiliated sales associates, can be found online at youtube.com/bhgrealestate and will air on the [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-03-21/better-homes-and-gardens-real-estate-launches-reality-broadcast-series-home-first-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preparing for a Home Inspection: Pillar To Post Helps Buyers and Sellers with All Their Inspection Needs</title>
		<link>http://rismedia.com/2012-03-05/preparing-for-a-home-inspection-pillar-to-post-helps-buyers-and-sellers-with-all-their-inspection-needs/</link>
		<comments>http://rismedia.com/2012-03-05/preparing-for-a-home-inspection-pillar-to-post-helps-buyers-and-sellers-with-all-their-inspection-needs/#comments</comments>
		<pubDate>Mon, 05 Mar 2012 21:41:37 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=67838</guid>
		<description><![CDATA[For buyers and sellers alike, home inspections are a crucial part of the home-buying and -selling process. While setting up a home inspection once you have an offer on your home is an important piece of the puzzle, taking the time to prepare for the inspection can be just as essential. In fact, Jay Gregg, [...]]]></description>
		<content:encoded><![CDATA[For buyers and sellers alike, home inspections are a crucial part of the home-buying and -selling process. While setting up a home inspection once you have an offer on your home is an important piece of the puzzle, taking the time to prepare for the inspection can be just as essential. In fact, Jay Gregg, [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-03-05/preparing-for-a-home-inspection-pillar-to-post-helps-buyers-and-sellers-with-all-their-inspection-needs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NAR Collaborates with U.S. Treasury on Short Sale &#8216;Help for Homeowners&#8217;</title>
		<link>http://rismedia.com/2012-02-27/nar-collaborates-with-u-s-treasury-on-short-sale-help-for-homeowners/</link>
		<comments>http://rismedia.com/2012-02-27/nar-collaborates-with-u-s-treasury-on-short-sale-help-for-homeowners/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 21:43:09 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=67546</guid>
		<description><![CDATA[A new National Association of REALTORS® collaboration with the U.S. Department of the Treasury will help REALTORS® better assist homeowners who are struggling to sell their homes in a short sale. REALTORS® who attend upcoming Making Home Affordable “Help for Homeowners” outreach events, sponsored by the Treasury Department, will learn insights to help them navigate [...]]]></description>
		<content:encoded><![CDATA[A new National Association of REALTORS® collaboration with the U.S. Department of the Treasury will help REALTORS® better assist homeowners who are struggling to sell their homes in a short sale. REALTORS® who attend upcoming Making Home Affordable “Help for Homeowners” outreach events, sponsored by the Treasury Department, will learn insights to help them navigate [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-02-27/nar-collaborates-with-u-s-treasury-on-short-sale-help-for-homeowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Forget a Home Inspection with a New Construction Home</title>
		<link>http://rismedia.com/2012-02-05/dont-forget-a-home-inspection-with-a-new-construction-home/</link>
		<comments>http://rismedia.com/2012-02-05/dont-forget-a-home-inspection-with-a-new-construction-home/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 18:03:01 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=66613</guid>
		<description><![CDATA[Every home—whether it’s a resale or new—has some kind of an issue, and the reality is that there is no “perfect” house. Many homebuyers embark on their search for a home with the belief that new homes should be flawless, when this is never actually the case. Problems are found in all homes, but the [...]]]></description>
		<content:encoded><![CDATA[Every home—whether it’s a resale or new—has some kind of an issue, and the reality is that there is no “perfect” house. Many homebuyers embark on their search for a home with the belief that new homes should be flawless, when this is never actually the case. Problems are found in all homes, but the [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-02-05/dont-forget-a-home-inspection-with-a-new-construction-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investment Alert: Can You Afford a Second Home?</title>
		<link>http://rismedia.com/2012-01-03/investment-alert-can-you-afford-a-second-home/</link>
		<comments>http://rismedia.com/2012-01-03/investment-alert-can-you-afford-a-second-home/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 22:00:17 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=65304</guid>
		<description><![CDATA[Most of us have dreamt of having a vacation home. It could be on the beach in New England, somewhere tropical, or even somewhere foreign. Many consumers don&#8217;t realize that with the proper research, their dream vacation home might actually be in reach. Instead of visualizing how relaxing vacations and weekend getaways could be, why [...]]]></description>
		<content:encoded><![CDATA[Most of us have dreamt of having a vacation home. It could be on the beach in New England, somewhere tropical, or even somewhere foreign. Many consumers don&#8217;t realize that with the proper research, their dream vacation home might actually be in reach. Instead of visualizing how relaxing vacations and weekend getaways could be, why [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-01-03/investment-alert-can-you-afford-a-second-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homeownership Counseling Helps Keep Modified Loans Current</title>
		<link>http://rismedia.com/2012-01-02/homeownership-counseling-helps-keep-modified-loans-current/</link>
		<comments>http://rismedia.com/2012-01-02/homeownership-counseling-helps-keep-modified-loans-current/#comments</comments>
		<pubDate>Mon, 02 Jan 2012 20:07:00 +0000</pubDate>
		<dc:creator>beth</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=65254</guid>
		<description><![CDATA[Just three weeks after Congress restored $40 million in its budget for homeownership counseling, a new study by the Urban Institute reports that counseling greatly increased the ability of homeowners to stay current once they cured a serious delinquency or foreclosure. Counseled homeowners were at least 67 percent more likely to remain current on their [...]]]></description>
		<content:encoded><![CDATA[Just three weeks after Congress restored $40 million in its budget for homeownership counseling, a new study by the Urban Institute reports that counseling greatly increased the ability of homeowners to stay current once they cured a serious delinquency or foreclosure. Counseled homeowners were at least 67 percent more likely to remain current on their [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2012-01-02/homeownership-counseling-helps-keep-modified-loans-current/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Future of Home Improvement; Staying Organized and Tackling To-Do Lists with Lowe&#8217;s</title>
		<link>http://rismedia.com/2011-12-19/the-future-of-home-improvement-staying-organized-and-tackling-to-do-lists-with-lowes/</link>
		<comments>http://rismedia.com/2011-12-19/the-future-of-home-improvement-staying-organized-and-tackling-to-do-lists-with-lowes/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 21:40:23 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=65011</guid>
		<description><![CDATA[For sellers with homes on the market or for newly moved-in buyers, fixing up your home can be a worthwhile and satisfying process. Needless to say, the home improvement process can potentially be daunting when trying to keep track of room sizes, paint swatches, project information and more. With Lowe’s new MyLowe’s initiative, consumers have [...]]]></description>
		<content:encoded><![CDATA[For sellers with homes on the market or for newly moved-in buyers, fixing up your home can be a worthwhile and satisfying process. Needless to say, the home improvement process can potentially be daunting when trying to keep track of room sizes, paint swatches, project information and more. With Lowe’s new MyLowe’s initiative, consumers have [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2011-12-19/the-future-of-home-improvement-staying-organized-and-tackling-to-do-lists-with-lowes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preserving Hope for Homeowners: EquityLock Extends a Lifeline for Real Estate</title>
		<link>http://rismedia.com/2011-12-08/preserving-hope-for-homeowners-equitylock-extends-a-lifeline-for-real-estate/</link>
		<comments>http://rismedia.com/2011-12-08/preserving-hope-for-homeowners-equitylock-extends-a-lifeline-for-real-estate/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 21:00:03 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=64449</guid>
		<description><![CDATA[These days, it seems that all we hear about are problems. The crisis of the day may vary a bit depending on the network you happen to be watching or newspaper you’re reading, but the theme is basically the same: sustained unemployment, distressed homeowners, dire economy…and not necessarily in that order. Experts say that the [...]]]></description>
		<content:encoded><![CDATA[These days, it seems that all we hear about are problems. The crisis of the day may vary a bit depending on the network you happen to be watching or newspaper you’re reading, but the theme is basically the same: sustained unemployment, distressed homeowners, dire economy…and not necessarily in that order. Experts say that the [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2011-12-08/preserving-hope-for-homeowners-equitylock-extends-a-lifeline-for-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Expert Advice: Selling your Home over the Holidays</title>
		<link>http://rismedia.com/2011-12-07/expert-advice-selling-your-home-over-the-holidays/</link>
		<comments>http://rismedia.com/2011-12-07/expert-advice-selling-your-home-over-the-holidays/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 21:53:42 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[How to Sell Your Home]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=64537</guid>
		<description><![CDATA[The holidays are fast approaching. Regardless of what denomination you are- the next couple of months are probably going to be more hectic than most as you prepare to conclude 2011 with friends and family. If your home is on the market, this time of year is also particularly tricky. Fortunately there is great advice [...]]]></description>
		<content:encoded><![CDATA[The holidays are fast approaching. Regardless of what denomination you are- the next couple of months are probably going to be more hectic than most as you prepare to conclude 2011 with friends and family. If your home is on the market, this time of year is also particularly tricky. Fortunately there is great advice [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2011-12-07/expert-advice-selling-your-home-over-the-holidays/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Last Call for Energy Efficiency Homeowner Tax Credits</title>
		<link>http://rismedia.com/2011-12-06/last-call-for-energy-efficiency-homeowner-tax-credits/</link>
		<comments>http://rismedia.com/2011-12-06/last-call-for-energy-efficiency-homeowner-tax-credits/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 21:54:24 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=64441</guid>
		<description><![CDATA[The Alliance to Save Energy urges American consumers to give themselves the gift of energy efficiency this holiday season—and reap the benefits when they file their 2011 federal tax returns—by taking advantage of tax credits for energy efficiency home improvements. The tax credits of up to $500 are set to expire on December 31, and [...]]]></description>
		<content:encoded><![CDATA[The Alliance to Save Energy urges American consumers to give themselves the gift of energy efficiency this holiday season—and reap the benefits when they file their 2011 federal tax returns—by taking advantage of tax credits for energy efficiency home improvements. The tax credits of up to $500 are set to expire on December 31, and [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2011-12-06/last-call-for-energy-efficiency-homeowner-tax-credits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Ways to Get the Best of Winter When Selling Your Home</title>
		<link>http://rismedia.com/2011-12-01/10-ways-to-get-the-best-of-winter-when-selling-your-home/</link>
		<comments>http://rismedia.com/2011-12-01/10-ways-to-get-the-best-of-winter-when-selling-your-home/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 22:01:05 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[How to Sell Your Home]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=64221</guid>
		<description><![CDATA[If your home will be for sale this winter, it is important to master certain seasonal issues that are less significant or even non-existent at other times of the year. Here are 10 bits of sage advice from RE/MAX agents that can help put a “Sold” sticker on that yard sign. Let Those Lights Shine: [...]]]></description>
		<content:encoded><![CDATA[If your home will be for sale this winter, it is important to master certain seasonal issues that are less significant or even non-existent at other times of the year. Here are 10 bits of sage advice from RE/MAX agents that can help put a “Sold” sticker on that yard sign. Let Those Lights Shine: [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2011-12-01/10-ways-to-get-the-best-of-winter-when-selling-your-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Modification is Stressful; Know Your Options</title>
		<link>http://rismedia.com/2011-11-30/loan-modification-is-stressful-know-your-options/</link>
		<comments>http://rismedia.com/2011-11-30/loan-modification-is-stressful-know-your-options/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 21:52:03 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Financing a Home]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=64141</guid>
		<description><![CDATA[When the Obama administration rolled out the Home Affordable Modification Program (HAMP) in 2009, officials estimated 3 to 4 million borrowers would seek relief from their mortgages through the program amidst the worst recession and housing market collapse in decades. More than two years later, those projections have proven to be optimistic, to say the [...]]]></description>
		<content:encoded><![CDATA[When the Obama administration rolled out the Home Affordable Modification Program (HAMP) in 2009, officials estimated 3 to 4 million borrowers would seek relief from their mortgages through the program amidst the worst recession and housing market collapse in decades. More than two years later, those projections have proven to be optimistic, to say the [...]]]></content:encoded>
		<wfw:commentRss>http://rismedia.com/2011-11-30/loan-modification-is-stressful-know-your-options/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

