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Homeowner’s Toolkit Archive


Fear of Foreclosure Exposure?

RISMEDIA, February 27, 2009-(MCT)-Programs are available to help some people avoid housing foreclosure, but getting people to attend a free seminar has proven to be a challenge. For the second time, no one showed up to make use of information on offer at a scheduled foreclosure intervention seminar Monday evening ...


Economic Stimulus Bill Raises Reverse Mortgage Loan Limit, More Older Americans Served

RISMEDIA, February 26, 2009-The Economic Stimulus Bill signed recently by President Obama expands the opportunity to benefit from a reverse mortgage to even more American seniors. The new bill will raise the HECM loan limits to 150% of the Freddie Mac loan limit. Currently, that would create a HECM loan limit of $625,500, helping older Americans access even more of the equity available in their homes to augment retirement incomes or offset investment losses.


How the Stimulus Plan May Affect Your Mortgage

RISMEDIA, February 26, 2009-Now that President Barack Obama's $787 Billion Economic Stimulus Bill has been signed into law and will take effect on March 4, many American homeowners are anxiously wondering how this bill may affect the housing market. Despite primarily focusing on bolstering the economy by creating jobs and ...


How to Host a Chocolate Tasting

RISMEDIA, February 25, 2009-A chocolate tasting is much like a wine tasting minus the hangover. Or more honestly, the hangover is the kind that leaves you wide awake at 2 a.m. trying to remember just how many pieces of dark chocolate you consumed. But hosting a chocolate tasting is enough fun that it makes the occasional sleepless night worthwhile.


Will the Housing Plan Help You?

RISMEDIA, February 25, 2009-(MCT)-Wondering if you're one of the many homeowners who will be affected by the housing plan? Here are several scenarios that would place you as someone who could get help: - If your home value has dropped, your mortgage balance now exceeds 80% of the loan value, and your mortgage is guaranteed by Fannie Mae or Freddie Mac. - If you have a subprime loan and cannot afford your payments.


Economy Spurs Less Demand by Renters

RISMEDIA, February 25, 2009-(MCT)-The rental market is softening, spurred by a feeble economy that has more people searching for roommates or moving home with their parents. ...


Healthy Humidity and Your Home

RISMEDIA, February 24, 2009-Winter generally brings very low humidity to our homes and the extreme dryness can cause health and other problems. Here, we discuss some ideas on how to combat both low and high humidity in your home. ...


More People Finding New Ways to Pinch Pennies

RISMEDIA, February 24, 2009-(MCT)-Bernhard Erb, of Monroeville, and his family are conserving electricity by unplugging appliances. Saving more money and paying off debt has driven the Erb family to make a habit of unplugging all electronics they aren't using in their home. ...


An Instantaneous Way to Keep in Contact

RISMEDIA, February 23, 2009-Ann Walker is always on the go. Like most agents, she spends her days with clients and relies heavily on communication to streamline her business-and family life. Her secret to doing so successfully? The BlackBerry Curve. Whether it's managing her calendar and contacts, taking photos or sending ...


Home Improvement Q&A – Questions to Ask When Interviewing Contractors

Q: We're ready to go to bid on potential contractors-the plans are done, all the options that we can foresee have been selected, and we have a list of recommended contractors we're going to ask for proposals. One of our biggest concerns is that we'll "miss something" when we interview ...


Home energy Q&A – Daylighting Your Home

By Ken Sheinkopf ...


When There’s No $ for the Rent

RISMEDIA, February 20, 2009-(MCT)-The national housing loan crunch that has hurt homebuyers with poor credit is also adversely affecting renters. But local real estate agents and developers say the demand for rental units remains strong. ...


How One Family Avoided Foreclosure

RISMEDIA, February 20, 2009-(MCT)-Jodi Pope hadn't expected the squeeze she and her family were suddenly facing. ...


Builders Launch Tax Credit Website

RISMEDIA, February 19, 2009-The National Association of Home Builders (NAHB) has launched a newly designed website that provides detailed information about the $8,000 tax credit for first-time home buyers that is a key measure in the sweeping economic stimulus legislation signed into law today by President Barack Obama. ...


Q&A: How Will the Stimulus Plan Help Me?

RISMEDIA, February 19, 2009-(MCT)-President Barack Obama signed into law Tuesday the largest government economic rescue plan in the nation's history, a $787 billion package of spending, tax cuts and tax credits that's designed to help pull the nation out of what's becoming the worst downturn since the Great Depression. ...



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