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Homeowner’s Toolkit Archive


Make Your Own Cleaning Supplies

RISMEDIA, February 19, 2009-(MCT)-The ingredients are probably all right there in your kitchen or bath cabinets-baking soda, ammonia, vinegar, rubbing alcohol. ...


How to Avoid Getting Hooked by Debt-Reduction Schemes

RISMEDIA, February 18, 2009-(MCT)-Get rid of debt fast and easy, for pennies on the dollar. If the deal sounds too good to be true ... well ... you know the drill. ...


Teaming up with Your Lender for a Loan Modification

RISMEDIA, February 18, 2009-Suppose you're behind on your house payments. You dial the phone number on your most recent mortgage statement, clear the usual hurdles, and finally reach someone who understands your situation and offers to help. You are one of the lucky homeowners who has a cooperative lender. Now what? What can you do to team up with your lender to optimize the outcome? This article reveals 10 ways you can


How Not to Get Soaked When Buying That Dishwasher

RISMEDIA, February 17, 2009-(MCT)-For as long as there have been plates and forks and hungry folk who have polished off a meal, there's been the art-nay, chore-of doing dishes. As recently as 1970, 8 out of 10 American households got the job done the old-fashioned way: scrubbing with soap and ...


Top 5 in Real Estate Offers What Every Home Seller Should Demand

RISMEDIA, February 16, 2009-RISMedia's Top 5 in Real Estate Network®, the country's newest and fastest-growing membership organization for North America's finest residential real estate agents, is conducting a coast-to-coast tour designed to educate prospective Top 5 Members on how they will succeed if they concentrate on offering their skills to consumers.


Foreclosure Activity Decreases 10 Percent in January According to RealtyTrac U.S. Foreclosure Market Report

RISMEDIA, February 13, 2009-RealtyTrac®, a leading online marketplace for foreclosure properties, has released its January 2009 U.S. Foreclosure Market ReportTM, which shows foreclosure filings - default notices, auction sale notices and bank repossessions - were reported on 274,399 U.S. properties during the month, a 10 percent decrease from the previous ...


Bankruptcies Expected in Coming Months for Some of the Nation’s Biggest Homebuilders

RISMEDIA, February 12, 2009-Based on a review of the 33 U.S. homebuilders with more than $10M in revenue, more than 30 percent are in financial distress and in danger of filing for bankruptcy, according to an analysis by Grant Thornton Corporate Advisory and Restructuring Services. ...


Simple Tweaks to Ready Listings for the Next Wave in Online Search

RISMEDIA, February 11, 2009-Occasionally, changes in technology occur that greatly impact the real estate industry. In a webinar presented to EXIT Realty associates recently, Tom Emmendorfer, co-founder of the company behind EXIT e-Listings said, "I see two major changes occurring that will impact your real estate business as much as ...


Obama Officials Delay Bank Bailout Announcement

RISMEDIA, February 10, 2009- (MCT)-The Obama administration on Sunday postponed the announcement of its new bank rescue plan so it could concentrate on pushing passage of economic stimulus legislation in Congress. Treasury Secretary Timothy Geithner had been scheduled to deliver a speech at noon Monday to spell out what the administration plans to do with the second half of the $700 billion bailout that was approved last year in an effort to thaw credit markets and get the ailing banking sector on its feet again.


Real estate Q&A – Condo Buying & Understanding the Codes, Covenants and Restrictions

RISMEDIA, February 9, 2009-(MCT)-Q. My wife and I helped our daughter, financially, with the purchase of a condominium in October. We were given the Codes, Covenants and Restrictions for the homeowner's association prior to the close of escrow, and it indicated that the complex had 12 guest parking spaces. The ...


Dream Home with Energy-Saving Realities

RISMEDIA, February 6, 2009-(MCT)-Just a few miles south of 6755 Agave Azul Court, in suburban Henderson, Nev., there were at last count 6,300 homes in some stage of the foreclosure process. ...


Job-Loss Protection Made Available to Home and Auto Buyers

RISMEDIA, February 6, 2009-Creative Alliances, LLC announced that it has secured a preferred relationship with the Rainy Day Foundation (a Washington, DC 501 (c) 3) to provide their HELP Credit Counseling and Financial Protection Package which is available to the home buying and automobile buying marketplace. Central within this package ...


Home Energy Q&A – Is Your Thermostat in the Right Place?

RISMEDIA, February 6, 2009-(MCT)-Question: Please tell your readers that if their heating bills are too high, it may be because their builder put the thermostat in the wrong place. ...


Phishing Lures Hit Home

RISMEDIA, February 6, 2009-(MCT)-I received an e-mail on one of my unadvertised accounts from my mortgage lender, announcing that it had been trying to get in touch with me and asking me to respond with all sorts of personal information. ...


Some Families Doubling Up, Downsizing as Economy Falters

RISMEDIA, February 3, 2009-(MCT)-With the economy and housing market in a slump, some growing families are making do with the space they've got instead of moving to a bigger home. That means their kids may start doing something that kids don't do much these days: share a room. But experts say some simple tricks can make shared bedrooms a happy place where children can express their individuality while fostering tight bonds with their siblings.


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