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Homeowner’s Toolkit Archive


Homeowners Call for Immediate Economic Stimulus Package

RISMEDIA, Jan. 22, 2008-This week, the American Homeowners Grassroots Alliance (AHGA) called on President Bush and Democratic and Republican members of Congress to work together to craft a balanced short term economic stimulus package to head off recession and stem the surge in foreclosures that are driving the economy into ...


Your Money: Should I Tap My 401(k) to Pay Off Debts?

RISMEDIA, Jan. 21, 2008-(MCT)- Q: My wages haven't really kept up to increases in my expenses in the last year. I've racked up a large amount of credit card debt and I'm thinking about taking a loan against my 401(k) to pay off my debts. Will I regret this later? ...


Help Homeowners, Economy Immediately, Says NAR

RISMEDIA, Jan. 21, 2008-The National Association of Realtors® urged President George W. Bush and Congress to help homeowners and the national economy by loosening constraints on Fannie Mae and Freddie Mac as an integral part of a federal stimulus package currently being discussed. ...


Every Home Can be the ‘Perfect’ Listing

RISMEDIA, Jan. 19, 2008-(MCT)-First impressions are the most important and you never get a second chance to make that first impression. If you are planning to put your home on the real estate market this spring and it has the "lived-in" look, or needs a general sprucing up, consider staging ...


A Cry for Help: Foreclosure Prevention Hotline Shatters Records

RISMEDIA, Jan. 17, 2008-Is foreclosure becoming an epidemic in our country? If the numbers being reported to the Homeownership Preservation Foundation's Homeowner's HOPETM Hotline are any indication, there is cause for concern. ...


The $1,000 Tax Mistake

RISMEDIA, Jan. 17, 2008-(MCT)-You know tax-filing season is off to a rough start when the government tells taxpayers: Don't follow the instructions. ...


Unraveling the Shades of Green

RISMEDIA, Jan. 16, 2008-(MCT)-Your house may be touted as environmentally friendly -- but is it? ...


Regional Spotlight: Property Tax Relief Coming for PA Homeowners in 2008

RISMEDIA, Jan. 16, 2008-Homeowners across Pennsylvania will receive property tax relief in 2008, thanks to gaming revenues, state Budget Secretary Michael Masch said today. He confirmed that December revenue from the state's five open casinos was transferred today to the Property Tax Relief Fund, pushing it past the $570 million ...


You Dirty Rat! Preventative Measures for Keeping Rodents Outdoors

 RISMEDIA, Jan. 15, 2008-Across the country, bitter cold temperatures and winter storms are forcing more than just people indoors. Rodents such as mice, rats and squirrels can pose significant risks to people and their properties. The National Pest Management Association (NPMA) offers solutions for homeowners on how to keep rodents ...


Consumer Advocates Disclose the Yield Spread Premium Kick Back on Mortgages

RISMEDIA, Jan. 8, 2008-For the last four years Americas Watchdog has been vocal about double standards that exist in the U.S. mortgage industry. Because of these double standards, Americas Watchdog estimates that 9 out of 10 current U.S. homeowners pay a higher monthly mortgage payment than what they could have, ...


Where Does Your State Rank-the Best and Worst Home Inspection Regulation Laws

RISMEDIA, Jan. 7, 2008-Later this month, when state legislators in Florida, Pennsylvania and California reconvene for the 2008 session, they may want to take a close look at the American Society of Home Inspectors (ASHI) 2007 state ranking of the best and worst home inspection regulation laws in the United ...


New Name, Same Mission to Put Consumer First

RISMEDIA, Jan. 7, 2008-To give consumers a better idea of its purpose and mission, the Better Mortgage Bureau has decided to change its name to Consumer Mortgage Bureau. By adding consumer to their name, the organization hopes to eliminate any confusion in the public's mind that they are anything but ...


How to Cut Home Energy Bills, Pollution as Winter Heating Costs Spike

RISMEDIA, Jan. 7, 2008-Already, many parts of the country are facing severe winter weather, although the season began only recently. And with average heating costs across the nation spiking about 11% over last winter's, the Alliance to Save Energy recommends energy-efficiency measures to help consumers cut home energy bills, increase ...


Top Ten 2008 New Years Resolutions for Homeowners

RISMEDIA, Jan. 3, 2008-One of the best New Years Resolutions homeowners can make is to eliminate expenses that are unnecessary and have no benefit. This is a tall order for many of us, with implications ranging from how you finance your mortgage to the energy efficiency of your home. Nevertheless ...


American Homeowners Benefiting More from Technology

RISMEDIA, Jan. 3, 2008-Technology helps homeowners more every year. Homeowners are among the biggest beneficiaries of technology innovations. Every year new technologies help homeowners save more money and/or make our lives easier. The growing importance of Internet commerce was underlined by the 2007 holiday season. While retail sales overall remained ...



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