RISMEDIA, Sept 11, 2009—(MCT)-Few words sting like the ones that inform you that you're being laid off — especially today, with jobs so hard to come by. If you're a homeowner, the blow of a job loss can be even worse. In households with more than one wage earner, halving the monthly income can severely stretch a budget. And in households where there's one breadwinner, having zero income can be devastating. A rainy day fund helps, but it's important to craft a plan early about how you're going to get through the rough patch. More people are facing this nightmare today: While the volume of subprime mortgages headed to foreclosure is falling, the volume of prime, fixed-rate mortgages defaulting is on the rise, according to statistics

RISMEDIA, August 29, 2009-First-time homebuyers aren't the only ones to benefit from tax breaks. H&R Block urges homebuyers who are relocating for work or buying for other reasons to take advantage of incentives that can lower their tax bill. Plus, sellers should know how to report profits and losses to ...

RISMEDIA, August 28, 2009-Better Homes and Gardens Rand Realty, one of the Hudson Valley's largest real estate brokerages with 22 locations, is "going green" in its offices and has introduced energy-audit discounts and educational programs to help sellers and homeowners reduce their energy consumption and bills. ...

RISMEDIA, August 20, 2009-TransUnion.com released the results of its analysis of trends in the mortgage industry for the second quarter of 2009

RISMEDIA, August 20, 2009-Amid the buzz about Obama's "Making Home Affordable" plan intended to help millions of Americans "reduce their monthly

RISMEDIA, August 19, 2009-(MCT)-After losing his job in January, Stuart Miller has fought hard to keep his home out of foreclosure. At the end of May, the Plano, Texas, man began trying to get Wells Fargo & Co. to review his application for a loan modification. After making repeated calls, he finally was told that the company would place a three-month moratorium on his mortgage payments.