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Real Estate Trends Archive


HUD Secretary Tells REALTORS® FHA Is Exploring Alternative Credit Scoring Models to Expand Mortgage Access

A diverse group of housing industry stakeholders participated in a credit access symposium recently to discuss how alternative credit scoring models could expand access to mortgage credit for responsible borrowers who may have thin credit histories or extenuating ...


Mortgage Rates Remain Calm

According to the recently released Freddie Mac Primary Mortgage Market Survey® (PMMS®), average fixed mortgage rates remain largely calm amid mixed economic and housing data. ...


Vacation Home Sales Soar above 2006 Peak

Vacation home sales boomed in 2014 to above their most recent peak level in 2006, while investment purchases fell for the fourth straight year, according to an annual survey of residential homebuyers released Wednesday by the National Association of REALTORS®. ...


Company Spotlight: Bridging the Gap between Agent and Consumer

For Homes.com, one of the nation’s top online real estate destinations, the goal has always been about creating a better consumer experience. ...


Annual Gains for Residential Construction Spending Continue

NAHB analysis of Census construction spending data finds that over the last year, the pace of private single-family construction spending increased 9.7 percent and multifamily construction spending increased 31.5 percent. ...


NAR Broker Tip of the Month: NAR RESPA/TILA March Webinar Posted Online

On Thursday March 19, 2015, the NATIONAL ASSOCIATION OF REALTORS® (NAR) held a webinar to highlight changes to the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA) under the Dodd-Frank Wall Street Reform and Consumer Protection Act. ...


Essential Tips for Working with British, Canadian and Brazilian Buyers: What You Need to Know

Foreign buyers often have different needs and as such demonstrate different behaviour in relation to their U.S. real estate requirements, depending on where they come from. Such differences stem from a variety of factors, including legal restrictions, exchange rates and a lack of ...


NAR Video Spotlight: Legal Issues for Teams

Editor’s Note: This is part of a monthly video series from the NATIONAL ASSOCIATION OF REALTORS® that aims to refresh and educate members about important aspects of being a REALTOR®. Watch for this series each month in RISMedia’s Daily e-News. ...


Ask the Expert: How Can Agents Attract Single Female Clients?

Today's “Ask the Expert” column features Kathy Cummings, Senior Vice President, Consumer Education and Consulting Executive for Bank of America Home Loans. ...


Effective Rate on New Home Loans Drops below 4 Percent

Last month we reported that the contract rate on new home loans dipped below 4 percent in January, based on data released by the Federal Housing Finance Agency (FHFA).  In February, the rate continued to decline, from 3.92 to 3.79 percent, as did the average initial fees and charges on the ...


REALTOR® University Provides Credible Research When Facts Matter

It is widely known that the National Association of REALTORS® (NAR) conducts industry research, but did you know that another resource for independent, practical, and applied research is REALTOR® University’s Richard J. Rosenthal Center for Real Estate Studies? The Rosenthal Center for ...


Mortgage Rates Inch further Down

Freddie Mac recently released the results of its Primary Mortgage Market Survey® showing average fixed mortgage rates moving down again across the board. Average fixed rates that continue to run below four percent will help keep affordability high for those ...


Effective Rate on New Home Loans Drops below 4 Percent

Last month we reported that the contract rate on new home loans dipped below 4 percent in January, based on data released by the Federal Housing Finance Agency (FHFA).  In February, the rate continued to decline, from 3.92 to 3.79 percent, as did the average initial fees and charges on the loans, ...


Home Price Appreciation Outpaces Wage Growth in 76 Percent of Markets

RealtyTrac® recently released an analysis of wage growth and home price appreciation during the U.S. housing recovery of the past two years that found home price appreciation has outpaced wage growth in 76 percent of U.S. housing markets during ...


Report: Positive Housing Momentum Stalls

Freddie Mac recently released its updated Multi-Indicator Market Index® (MiMi®) showing that the U.S. housing market experienced some winter doldrums. While an improving labor market and attractive mortgage rates continue to promise a strong spring homebuying season, housing market stability stumbled ...


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