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Real Estate Information Archive


Regulators OK Volcker Rule, Curbing Big Banks’ High-Risk Trades

(MCT)—Government regulators approved a sweeping new set of rules for the nation's biggest banks that ban them from the kind of ultra-high-risk trading that nearly collapsed the world's financial system. ...


HUD Releases ‘Qualified Mortgage’ Definition

Recently the U.S. Department of Housing and Urban Development (HUD) released its final rule which defines a ‘Qualified Mortgage (QM)’ that is insured, guaranteed or administered by HUD. The final rule will be effective on January 10, 2014 and will apply to ...


Real estate Q&A: How the Self-Employed Can Get a Mortgage

(MCT)—Question: I am self-employed and make a good living. I want to buy a house, but it’s hard to document my income. So I’ve been getting turned down for a mortgage, even though I’m willing to make a large down payment. Any ...


Oahu REALTOR® To Appear on HGTV’s House Hunters

Fans of HGTV's smash hit series House Hunters and House Hunters International can catch local real estate agent Rachel Barnette on Friday, December 13 at 5pm (HST) as she helps her client Sergio purchase his first home. ...


On Paper vs. in Practice – Implementing Dodd-Frank Rules

After three years of rulemaking and organizing, the industry is finally experiencing the full-fledged implementation of the major Dodd-Frank rules affecting mortgages, in particular, the Qualified Mortgage or QM. A major question that needs answering is whether the rule in practice is ...


Membership Has Its Advantages

The holidays are upon us. Whether this season means a house-buying lull or an uptick in warm-weather business in your market, it is always a good time to re-evaluate your goals and strategies for the coming year. I’ve written in the past about how the Accredited Buyer’s Representative (ABR®) designation ...


Mortgage Credit Availability Decreased Slightly in November

Mortgage credit availability decreased slightly in November according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) which analyzes data from the AllRegs® Market Clarity® product. ...


Your Place: Recoat, Waterproof Fieldstone Foundation to Keep Out Moisture


(MCT)—Q: I came across your article about coating interior stone foundation walls, but my question concerns coating the exterior. My 1890s house has a fieldstone foundation with remnants of a white material clinging here and there. Would recoating it be a good ...


Berkshire Hathaway HomeServices Grows Again with 12 Affiliate Signees

Berkshire Hathaway HomeServices, the new real estate brokerage network operated by HSF Affiliates LLC, has announced the signing of 12 more affiliates for the network. ...


Prudential Network Realty Announces New Leadership

Prudential Network Realty announces leadership changes at its Fleming Island and Mandarin branch offices. ...


Still Time to Earn a Reward from Your Credit Union

NAR PULSE--There’s still time to earn a reward equal to your national dues from your credit union. Through December 31, when three colleagues or family members open a new account with REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union, you can receive $120—the amount of your 2013 ...


Advertising Expenses – On the Tax Reform Radar

Comprehensive tax reform is guided by a simple formula that masks a complex process that produces winners and losers. The formula is broaden the base, lower the rates. This means increasing what most taxpayers report as taxable income, but taxing that larger number at a lower marginal tax rate. ...


Adjustable-Rate Mortgages Return with a More Conservative Look

(MCT)—With one daughter in college and another in high school, Guy Hempel and Cherina Rossi face years of tuition payments. ...


Time-saving Research Tool from Realtors Property Resource® Helps New Agents Step up Their Game

Real estate professionals know that time is valuable. From connecting with clients to following up on leads and staying on top of current market trends, it can often feel as if there aren't enough hours in the day. That's why a fully stocked resource tool belt is so important. ...


Housing Markets Continue Slow Climb Back to Normal

Markets in 54 out of the approximately 350 metro areas nationwide returned to or exceeded their last normal levels of economic and housing activity, according to the National Association of Home Builders/First American Leading Markets Index (LMI), released recently. ...


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