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Real Estate Trends Archive


30-Year Mortgage Rates Hit Record Low

Mortgage rates posted mixed results this week, but the benchmark conforming 30-year fixed mortgage rate fell to a record low of 4.41 percent, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has an average of 0.43 discount and origination points. The previous record low of 4.42 percent ...


6 Steps to Finding the Global Buyer

Sometimes global opportunity lies where people least realize—not in large, urban markets known for being magnets to multinational organizations and immigrant communities—but in small metro and rural regions. ...


Mortgage Applications Decrease; Purchase Index Lowest in 15 Years

Mortgage applications decreased 2.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending August 19, 2011. ...


Massachusetts’ Buyers Make Snappy Decisions

Regional Spotlight—Reports from local agents in Andover, Massachusetts indicate that buyers aren't scouring the market before putting an offer down on a property. ...


Op-Ed: Condos Plan for Lower Loan Limits

The Federal Housing Administration (FHA) recently confirmed the reduction in maximum loan limits, effective October 1, 2011, to $625,500, mirroring the recent announcement made by Fannie Mae. The FHA ceilings will be reduced to $625,500, $800,775, $967,950 and $1,202,925 respectively, for 1-, 2-, 3- and 4-unit dwellings. ...


REALTORS® Urge White House to Gather Leaders, Stabilize Housing

To help develop policies that will stabilize the nation's housing market and support an economic recovery, the National Association of REALTORS® urges the White House to host a summit of policy makers, industry leaders and government stake holders focused on ...


New-Home Sales: Still Struggling But Holding Steady

Sales of newly built, single-family homes held virtually unchanged in July with a 0.7 percent dip from the previous month to a seasonally adjusted annual rate of 298,000 units, according to newly released data from the U.S. Commerce Department. ...


What Foreclosures Cost the Community

(MCT)—The effects of a home foreclosure extend beyond the family losing its property. The costs—emotional and financial—extend to neighbors, communities and others, though estimates vary. ...


MBA Survey: Delinquencies Rise, Foreclosures Fall

The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 8.44 percent of all loans outstanding as of the end of the second quarter of 2011. This is an increase of 12 basis points from the first quarter of 2011, and a decrease ...


Freddie Mac Announces K-703 Offering of K Certificates

Freddie Mac (OTC: FMCC) recently announced its third offering of Structured Pass-Through Certificates ("K Certificates") backed only by multifamily mortgages with a 7-year term. The company expects to offer approximately $1.0 billion in K Certificates ("K-703 Certificates"), which are expected to price the week of August 22, 2011, and settle ...


NAR Pulse: This Week’s Top Stories from the NATIONAL ASSOCIATION OF REALTORS®

This week’s headlines from the NATIONAL ASSOCIATION OF REALTORS® include: a free guide for marketing to mobile consumers, get the facts on the Ifbyphone advantage, and homeownership tax benefits must be preserved. For more information visit www.REALTOR.org. ...


Homeownership under Attack – Homeownership Defended

Recently, I wrote about homeownership being under attack. Since that article, NAR and a broad range of industry partners have taken a multitude of actions to defend the American Dream. ...


FHA Multifamily Loan Volume Sets New Record

Never in the history of the Federal Housing Administration has there been such demand for FHA-insured financing to build, rehabilitate or refinance multifamily apartment properties. FHA recently announced that it has endorsed $10.5 billion in multifamily rental housing loans since last October, with another month-and-a-half remaining in the fiscal year. ...


Housing Affordability Hovers Near Record Level as Some Markets Begin to Stabilize

Nationwide housing affordability during the second quarter of 2011 hovered for the 10th consecutive quarter near its highest level in the more than 20 years it has been measured, according to National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) data released recently. ...


Op-Ed: The Passing of SB 458 – “Severe Unintended Consequences” for California

Senate Bill 458 was signed and passed on July 15, 2011 with the intent to provide relief for homeowners and prohibit a deficiency after a “successful short sale.” As I read through the words of the bill, my worst fears ...


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