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Today’s Home Spun Wisdom Archive


Don’t Overlook an Adjustable-Rate Mortgage

(MCT)—Let me start out by saying that I have a bias in favor of fixed mortgages, especially in this time of historically low rates. The logic is this: Why wouldn’t you lock in now and enjoy the certainty of a nice low rate ...


Is Your Front Door a Gateway to Energy Loss?

October is Energy Awareness Month, so I went looking for specific ways homeowners could reduce soaring energy bills. The experts at Therma-Tru (thermatru.com) reached out with their perspective, advising homeowners to evaluate their exterior doors, which could provide a major gateway ...


Getting Started: Common Mistakes That Could Hurt a Credit Score

(MCT)—You may already know some of the basics of maintaining a healthy credit score: pay your bills on time, don’t charge the maximum allowed on your credit card and start building a credit history early. ...


Eight Things My Family Learned by Giving Up Processed Foods

(MCT)—A few years ago I had the wakeup call of my life when I realized many of the foods I thought were healthy (by Food Industry standards) were actually highly processed. So in an effort ...


Seven Must-Dos for First-Time Homebuyers

(MCT)—Buying your first home can be nerve-wracking. As a first-time homebuyer, you will navigate a process that might include uncertainty, excitement, confusion and frustration. ...


Your Place: Multiple-glazed Windows Help Fight Condensation

(MCT)—I know I’ll be getting this question at least once as cooler weather sets in, so here’s an explanation of window condensation, courtesy of Tom Herron of the National Fenestration Rating Council. ...


The 3 Major Sins of Sales Management

It’s a simple fact of business: Without sales, no one else downstream can do their jobs, says veteran sales manager and business speaker Jack Daly. Because of how vital sales are to a company, CEOs frequently tend to misuse their best ...


20 Best Cities for Trick or Treating

Gather around you spooky ghosts and cackling witches: The best locations for scoring Halloween loot in 2014 are secret no more! Every year, the candy-loving data heads at Zillow team up to find the top 20 cities around the country ...


3 Tips for Anyone Expecting an Inheritance

The odds are good that you will inherit money or assets in the coming years. And, if you’re like most people, you’ll save only half. ...


Financial Literacy an Essential Life Skill for Young People

(MCT)—To improve financial literacy, you have to reach children at an early age so they can establish a strong foundation. ...


How to Eliminate Third Party Settlement Costs

(MCT)—In a recent article I proposed that Fannie Mae and Freddie Mac be removed from limbo and given a new mission: to create a better primary mortgage market. Among other things, this would include the elimination of third party settlement ...


5 Strategies to Ensure Family Business Success

Non-family businesses can learn a lot from family businesses, says Henry Hutcheson, a certified Family Business Advisor and founder of Family Business USA consultancy. ...


Your Office Coach: How to Deal with an Overtly Hostile Employee

(MCT)—Q: One of my employees refuses to accept me as his supervisor. Ever since I was transferred into this department, “Jack” has been extremely rude. He argues with me about everything and talks about how much he misses his former boss. He frequently makes these comments ...


Living Smart: Choose the Right Flooring for Rooms that Get Wet

(MCT)—Flooring is a foundational facet of any home project. But when the room you’re upgrading is prone to spills and splashes and the chance of leaks or flooding, carpet isn’t an ideal choice. ...


Getting Started: How Young People Should Save for Retirement

(MCT)—How much do you need to save for retirement? ...


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