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Today’s Home Spun Wisdom Archive


Beating the Fear of Spending

(TNS)—In our quest to save for various goals, developing a fear of spending is possible. To conquer this unhealthy fear, align your spending with what you value. ...


Buying a Home with No Credit? Probably Not

(TNS)—Some financial gurus say consumers should live 100 percent debt-free. No credit cards. No car loans. No debt of any kind for any reason. ...


8 Patio Upgrades That Will Add Sparkle to Your Summer

Looking to upgrade your patio this summer? Consider the following DIY upgrades and come June, you'll be sipping mimosas on your newly pimped out patio. ...


Your Smartphone Is a Target, So Make It Secure

(TNS)—Consumers beware: Your smartphone represents a uniquely valuable and vulnerable target for hackers, scam artists and other bad actors. ...


How Much Would Your Favorite TV Homes Cost in Real Life?

From Roseanne Conner's home in the fictional Lanford, Ill. to the Dunphy's gorgeous space in West Los Angeles, Calif., it's fun to imagine what the real-life homes of our favorite families from television history would've cost. (There's no question Phil Dunphy found himself ...


Avoiding Deadly Hidden Dangers In Your Home

According to the U.S. Fire Administration, more than 2,385 Americans died from residential fires in 2012. Unfortunately over 20,000 people are poisoned by carbon monoxide each year and an unknown number of Americans become ill from toxic molds, often without a diagnosis. Fortunately ...


Tree Care Accidents: When Are Homeowners Liable?

Are homeowners responsible for tree care-related accidents on their property? Unfortunately, the answer isn't simple. It depends on several factors, including state law, the circumstances of the accident, and the type of insurance coverage the homeowner and contractor each possess. ...


Home Improvements Are the Most Popular Use of a Home Equity Account

Ever wonder what consumers are doing with their home equity accounts? The 2015 BMO Harris Bank Homebuyers Report revealed that making improvements to a home is the most popular use of a home equity account (47 percent), followed by consolidating debt (22 percent) ...


5 Tips for Nailing Your Elevator Pitch

Marketing yourself is never easy. Unless you're the type who adores self-promotion, then selling yourself or your services can be daunting. However, if you're looking for your business to thrive, a polished elevator pitch is vital. It should be short, it should be ...


Getting Feedback from Boss Who’s on the Way Out

(TNS)—Q: I work for a small company that doesn’t have a lot of formal processes. My boss is retiring, and, while I know he has been happy with my work, there’s no formal documentation of my performance. I’m concerned that ...


The Rap against Office Cubicles

(TNS)—Countless stories over the last few decades, some of which I’ve written, touted the wide-open office workspace—the “cubicle farm”—as an office tool to increase productivity, communication and morale. ...


Financial Planning to Survive Disaster

(TNS)—Great financial planning requires you to employ two contrasting skills: Focus intently on your end objective, whether a comfortable retirement or a certain net worth; yet remain flexible for the inevitable bumps in the road. How can you balance the ...


3 ways (and 1 Reason) to Refinance a HELOC

(TNS)—If your home equity line of credit is approaching its 10th birthday and you owe money on it, you might soon see a spike in the minimum monthly payments. There are ways to delay the payment increase by refinancing the loan. ...


How Much Should Millennials Invest?

(TNS)--Millennials (born between 1980 and 2000, aka Gen Y) drown in advice about investing for retirement and growing wealth to achieve financial goals. How much to scrape out of each paycheck to grow yourself a sufficient nest egg? Hard to pinpoint, but you ...


Homeownership Linked to Happiness

Based on data from the OECD Better Life Index, homeownership in the U.S. can lead to higher levels of subjective well-being. Translation: homeownership is linked to happiness. ...


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