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Today’s Home Spun Wisdom Archive


Six Ways to Build Credit without a Credit Card

(TNS)—Whether you’re new to using credit or have made a few dire credit mistakes in the past and need to rebuild, growing a robust and positive credit history can dictate the interest rates you’re offered when financing a ...


Make a Money Plan and Relax

(TNS)—Getting your finances organized in the first place is hard enough without constant saving, managing and scrutinizing every bank statement. Yes, you need to have a plan. But you also need to relax. ...


Living Smart: Take Steps to Ensure Best Carpet Installation

(TNS)—Is new carpet in your future? Don’t forget to walk through installation details before you buy. ...


Your Place: Tricky Replacing Range Door, Panel

(TNS)—Q: I own a Thermador 30-inch gas slide-in range (Model GSC30LV), which has an attached riser exhaust vent that lowers and rises with a control unit on the front of the oven. ...


How to Create Lasting Holiday Memories

(TNS)--Many of us have lasting memories from our childhood holidays. Some are more predictable than others, tied to traditions that get passed down for generations and whose mere practice today still stirs emotions. ...


The Learning Curve: Your Company’s Only Sustainable Competitive Advantage

Like all business leaders, you know that your organization’s survival and success depend on maintaining a competitive advantage. So you’re constantly focused on reaching more of your target market, making your product that much better, and expanding your services. ...


Your Place: Can You Insulate Old Plaster Walls?

(TNS)—Q: My home was built in 1944, and even the new addition, a porch converted to a dining area about 20 years ago, has lath and plaster walls. Is there a way to insulate these walls? ...


Can Bad Financial Habits Be Unlearned?

(TNS)—Some readers of last week’s column recognized themselves in my description of a “NOHO:” someone not cut out to be a homeowner. NOHOs live paycheck to paycheck, price substantial purchases in terms of the monthly financing charge and typically have no reserve for ...


Succeeding in a Less-Structured Work Environment

(TNS)—Q: I’ve taken a job in a new department at my company, and it’s been a hard transition. I’m a very structured person, and my new group doesn’t have set processes or ways of doing things (which I think ...


Ten Tips for Your Financial Future

(TNS)—However much you make or save now doesn’t promise you a bright financial future. Life is unpredictable. Follow these 10 tips to prevent you and your family from money troubles. ...


What to Do If Your Flight Is Canceled

It's the five words that no holiday traveler wants to hear: your flight has been cancelled. ...


Ten Ways You Can Spend Money to Save Money

(TNS)—When you’re trying to figure out how to save money, you probably think you’re doing a great job by always opting for the least expensive items. However, taking the cheap way out might not always be the best route. In fact, on many ...


Owning a Second Home

(TNS)—Daydreaming of owning a second, seasonal home? ...


Knob and Tube Wiring in Older Homes

Homes built prior to 1950 may still have a knob and tube wiring system. Though the technology is old, it is still capable of carrying electricity throughout the home. There are additional factors, however, that homeowners should know about when buying ...


Beware Hot Air! Debunking Heating Myths to Stay Warm, Save Money

(TNS)—Advice about saving money on home heating costs abounds this time of year, but some of it is oversimplified, marketing hype or just plain wrong, while some long-standing myths persist about keeping warm on the cheap. ...


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