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Today’s Home Spun Wisdom Archive


Car Buyers Should Know Their Rights when Getting Financing through an Auto Dealer

RISMEDIA, August 4, 2011—(MCT)—Imagine showing off your new car to friends and family only to get a call from the dealer—sometimes weeks later—saying your financing has fallen through.


Time to Start Work on Your Fall Garden

RISMEDIA, August 3, 2011—(MCT)—Mid- to late-summer is the ideal time to start a fall garden, or a "second season" crop of your favorite cool-season vegetables and flowers, according to Renee Shepherd of Renee's Garden and the nonprofit Home Garden Seed Association.


Incandescents and How to Replace Them

RISMEDIA, Aug 2, 2011—(MCT)—Just as the lights were dimming on the incandescent bulb, its future is flickering with hope once again. Recently, Congress reopened the debate over whether the shift to energy-efficient alternatives is smart environmental policy


Freeze Some Icy Fun and Make Ice Pops at Home

RISMEDIA, July 30, 2011—(MCT)—Deep into the summer months, you've probably heard the ice cream truck rolling through the neighborhood, enticing children with frozen delights.


What to Spruce up Despite the Heat

RISMEDIA, August 1, 2011—(MCT)—We all know the philosophy, whether via the Bible or the Byrds: To everything there is a season, and a time to every purpose.


Summer Bummers? No Worries!

RISMEDIA, July 29, 2011—(MCT)—Dealing with a few summer bummers this season? No need to let things like itchy bug bites, painful sunburns, or even a few scraped knees and elbows get you down for long. Do your part and head to your pantry for a few all-natural solutions that can bring powerful relief.


A Hot Tip to Reduce Cooking

RISMEDIA, July 28, 2011—(MCT)—In this heat, the last thing I want to do is cook. All the energy I can muster most nights in this "I can't believe it's not August" weather, even in the cool of our air-conditioned house, is to fix myself a bowl of cereal and call it a night.


Debt Talks: What Could Happen to Medigap Policies?

RISMEDIA, July 26, 2011—(MCT)—As debt limit talks drag on, Congress is considering possible changes in Medicare supplemental plans, which could increase out-of-pocket costs for senior citizens.


How to Overcome Work Overload

RISMEDIA, July 26, 2011—(MCT)—The do-more-with-less workplace is taking a toll. Employees who are doing the work that two, three, maybe even four co-workers used to share are worn out.


With Most Americans Struggling, Banks Zero in on the Ultra-Rich

RISMEDIA, July 25, 2011— (MCT)—As the economic recovery sputters forward, banks continue to bleed revenue in such mainstays as commercial lending and, of course, mortgages. So they are increasingly catering to the only customers who have survived


Q&A: Watching, Waiting as Debt-Limit Debate Rages

RISMEDIA, July 23, 2011— (MCT)—As Congress wrestles with the national debt dilemma, the uncertain future is preying on some investors' minds. Here with some advice is Jeffrey DeBoer, a wealth management adviser in Roseville, Calif.


Ways to Avoid Falling into the Worry Trap at Work

RISMEDIA, July 22, 2011— (MCT)—Q: I'm a worrier. I dwell on what might happen, for example, at a meeting, and then revisit what did happen over and over. I know this isn't productive, but I can't seem to stop it. This mostly happens at work; it's not as big


What to Buy, What to Skip at Summer Closeout Sales

RISMEDIA, July 21, 2011—(MCT)—With summer sales kicking into high gear, it can be tempting to throw caution to the wind and embark on some pre-Christmas splurging.


Will Health Insurance Ever Get Cheaper?

RISMEDIA, July 20, 2011—(MCT)—Ask any small-business owner whether the new national health law has made a dent in employer insurance bills, and the answer will likely be "No." It's the correct answer. In fact, insurance premiums nationally have gone up more


A Boxy Stucco Eyesore Is Transformed into a Modern, Spacious Charmer

RISMEDIA, July 19, 2011—(MCT)—When Amy Lippman first called her architect about renovating a Carpinteria, Calif., beach house she had just bought, she tried to find humor in the design challenge ahead by asking: "Do you want to work on a Taco Bell?"


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