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Today’s Home Spun Wisdom Archive


How to Buy a Second Home

(MCT)—If you have been toying with the idea of buying a second home, now could be a good time to take the leap. Interest rates are still low by historic standards, and home prices are recovering from the bust but aren’t out ...


Real Estate Q&A: Bank Blows Its Own Short Sale Deadline

(MCT)—QUESTION: I’m buying a short sale. After I submitted the application, the seller’s bank told me I could expect an answer in 30 days. But that date has come and gone with no answer yet. It’s an all-cash offer for market value. ...


Subtle Pitfalls Can Damage Credit Scores

(MCT)—Many people know that making late payments, skipping payments or filing for bankruptcy are surefire ways to ruin their credit. ...


Seven Ways to ‘Supernetwork’ Your Way to Success

During your career you’ve heard or read lots of advice on networking. And chances are you’ve picked up a subtle, underlying message: More is better. Why else would you have left the last conference you attended with a briefcase full of business ...


50 Isn’t Too Late to Fix up Finances

(MCT)—Reaching the age of 50 can be a financial wake-up call. ...


Wellness Programs May Help Financial Health

(MCT)—If you have employer-provided health insurance, you don’t have to worry about meeting the March 31 deadline to sign up for coverage through the state-based health care exchanges. But like any consumer today, you may be wondering how to lower your health ...


The Best Home Improvement for Less than $5,000

(BPT)—Curious which home improvement costs less than $5,000, delivers the highest return on investment and has the maximum impact on curb appeal? ...


Your Place: Plumbing Woes

(MCT)—Q: My brother renovated my second-floor bathroom, which included a new tub, faucets, shower, and a diverter. Now, every time I do a load of wash, when the first-floor washer is filling up, a lot of water comes out of my shower ...


Living Smart: Spring Housecleaning Tips and Tricks

(MCT)—How do your cleaning skills compare to those of pros who’ve earned homeowners’ shining reviews? ...


6 Tips to Gain the Edge and Meet Your Goals

Great people throughout history often fail, quite miserably, before finally reaching their goals, says international business strategist Dan Waldschmidt. ...


High-Tech Ways to Keep an Eye on Aging Parents

(MCT)—After her 75-year-old mother suffered a severe health problem last fall that required surgery, Colleen Sturvidant needed a way to better keep an eye on her. ...


How Do Investing Habits Change as Retirement Nears?

(MCT)—After stocks leaped forward in 2013, the hangover in the early going of 2014, not surprisingly, took a toll on retirement savers’ risk tolerance. ...


Real Estate Q&A: Is My Home a Short Sale or a Regular Sale?

(MCT)—QUESTION: Due to a hardship, we stopped making our mortgage payments. Because values have increased recently, we think the house is worth more than we owe. How do we know ...


Unmarried Couples Buying a House May Also Be Buying Trouble

(MCT)—More and more couples, both mixed- and same-sex, are electing to live together without getting married, and often this includes purchasing a home together. This is a major decision fraught with potential consequences if and when they decide to split. ...


To Remodel or Not to Remodel: Some ‘Upgrades’ May Detract from the Sale

(MCT)—Nancy and Thomas James’ Dana Point, Calif., home has expansive ocean views, four bedrooms, a wide deck for entertaining, solar paneling — even an elevator. ...