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Today’s Home Spun Wisdom Archive


Your Place: Paint Peeling, Plaster Crumbling—What to Do?

(MCT)—Q: I had a new roof put on my home 10 years ago. ...


Alternative Ways to Pay Off Your Mortgage Early

(MCT)—A standard, fully amortizing mortgage pays off the balance over the term. With a 30-year term, this requires 360 monthly payments, while a 15-year term requires 180 payments. Many lenders, however, offer special loan repayment programs that promise to pay off the ...


Seven Tips to Help You Finish Your Work Faster

Finally (finally!), the days are getting longer, and winter’s frigid temperatures are rising. (Okay, so that last part is happening more slowly than most of us would prefer, but it is happening.) Pretty soon, it will be downright pleasant to enjoy evenings ...


Living Smart: Interior Painting—Picking Color and Finish

(MCT)—In the spring, many a homeowner’s fancy turns to thoughts of fresh paint, because what else renews a room as quickly? That doesn’t mean interior painting is a breeze. There are defined steps to a quality job, and they start with picking ...


Your Place: Choosing an Oceanside-Worthy Air Conditioning Unit

(MCT)—Q: In 2012, I wrote about possible solutions to a wet crawl space at my newly acquired home in Mantoloking, N.J., and your reply and the input from your readers was helpful. ...


How to Buy a Second Home

(MCT)—If you have been toying with the idea of buying a second home, now could be a good time to take the leap. Interest rates are still low by historic standards, and home prices are recovering from the bust but aren’t out ...


Real Estate Q&A: Bank Blows Its Own Short Sale Deadline

(MCT)—QUESTION: I’m buying a short sale. After I submitted the application, the seller’s bank told me I could expect an answer in 30 days. But that date has come and gone with no answer yet. It’s an all-cash offer for market value. ...


Subtle Pitfalls Can Damage Credit Scores

(MCT)—Many people know that making late payments, skipping payments or filing for bankruptcy are surefire ways to ruin their credit. ...


Seven Ways to ‘Supernetwork’ Your Way to Success

During your career you’ve heard or read lots of advice on networking. And chances are you’ve picked up a subtle, underlying message: More is better. Why else would you have left the last conference you attended with a briefcase full of business ...


50 Isn’t Too Late to Fix up Finances

(MCT)—Reaching the age of 50 can be a financial wake-up call. ...


Wellness Programs May Help Financial Health

(MCT)—If you have employer-provided health insurance, you don’t have to worry about meeting the March 31 deadline to sign up for coverage through the state-based health care exchanges. But like any consumer today, you may be wondering how to lower your health ...


The Best Home Improvement for Less than $5,000

(BPT)—Curious which home improvement costs less than $5,000, delivers the highest return on investment and has the maximum impact on curb appeal? ...


Your Place: Plumbing Woes

(MCT)—Q: My brother renovated my second-floor bathroom, which included a new tub, faucets, shower, and a diverter. Now, every time I do a load of wash, when the first-floor washer is filling up, a lot of water comes out of my shower ...


Living Smart: Spring Housecleaning Tips and Tricks

(MCT)—How do your cleaning skills compare to those of pros who’ve earned homeowners’ shining reviews? ...


6 Tips to Gain the Edge and Meet Your Goals

Great people throughout history often fail, quite miserably, before finally reaching their goals, says international business strategist Dan Waldschmidt. ...