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Today’s Home Spun Wisdom Archive


Tree Care Accidents: When Are Homeowners Liable?

Are homeowners responsible for tree care-related accidents on their property? Unfortunately, the answer isn't simple. It depends on several factors, including state law, the circumstances of the accident, and the type of insurance coverage the homeowner and contractor each possess. ...


Home Improvements Are the Most Popular Use of a Home Equity Account

Ever wonder what consumers are doing with their home equity accounts? The 2015 BMO Harris Bank Homebuyers Report revealed that making improvements to a home is the most popular use of a home equity account (47 percent), followed by consolidating debt (22 percent) ...


5 Tips for Nailing Your Elevator Pitch

Marketing yourself is never easy. Unless you're the type who adores self-promotion, then selling yourself or your services can be daunting. However, if you're looking for your business to thrive, a polished elevator pitch is vital. It should be short, it should be ...


Getting Feedback from Boss Who’s on the Way Out

(TNS)—Q: I work for a small company that doesn’t have a lot of formal processes. My boss is retiring, and, while I know he has been happy with my work, there’s no formal documentation of my performance. I’m concerned that ...


The Rap against Office Cubicles

(TNS)—Countless stories over the last few decades, some of which I’ve written, touted the wide-open office workspace—the “cubicle farm”—as an office tool to increase productivity, communication and morale. ...


Financial Planning to Survive Disaster

(TNS)—Great financial planning requires you to employ two contrasting skills: Focus intently on your end objective, whether a comfortable retirement or a certain net worth; yet remain flexible for the inevitable bumps in the road. How can you balance the ...


3 ways (and 1 Reason) to Refinance a HELOC

(TNS)—If your home equity line of credit is approaching its 10th birthday and you owe money on it, you might soon see a spike in the minimum monthly payments. There are ways to delay the payment increase by refinancing the loan. ...


How Much Should Millennials Invest?

(TNS)--Millennials (born between 1980 and 2000, aka Gen Y) drown in advice about investing for retirement and growing wealth to achieve financial goals. How much to scrape out of each paycheck to grow yourself a sufficient nest egg? Hard to pinpoint, but you ...


Homeownership Linked to Happiness

Based on data from the OECD Better Life Index, homeownership in the U.S. can lead to higher levels of subjective well-being. Translation: homeownership is linked to happiness. ...


Why Is May the Best Month to Replace Your Mattress?

A good night's sleep is critical to maintain one's best health and well-being. And as sure as spring turns to summer, May brings with it Memorial Day and mattress sales. ...


Tiny House Trend: 6 Style Lessons for Small Spaces

(TNS)—Small is getting bigger for sure. The average American single-family house will drop to 2,152 square feet this year, 10 percent smaller than five years ago, according to the National Association of Home Builders. ...


Prevent Water Problems with These Spring Plumbing Tips

Spring is a time for many people to get organized around the house. Yet, it’s easy to ignore your plumbing when taking care of other household responsibilities. Here are some easy tips to help make sure your plumbing continues to work reliably throughout ...


Good Debt vs. Bad Debt

(TNS)—People tend to lump all debts together, yet they are not all equal. Knowing the distinction between a good debt and a bad one can help you make better financial decisions. ...


Diggin’ In: May Days the Best for Successful Planting

(TNS)—April showers bring May flowers and a month for the best planting time ever. ...


What Do ‘Wetlands’ Have to Do with Your Property?

I have talked a lot about the implications of coastal erosion and other issues of interest to seaside home and property owners. But not enough information is out there for ALL the inland property owners who are, or may be affected by federal ...


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