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Today’s Home Spun Wisdom Archive


Be the Coolest Customer in Even the Hottest Negotiation

(TNS)—Of all the anecdotes webinar speakers I’ve seen have used to illustrate their lessons, Daniel Shapiro’s tale of a crazed kidnapper’s panicked dialogue with the police might be the ultimate show-stopper. With a life in the balance, hostage negotiators ...


Tips for First-Time Homebuyers

With the summer real estate season upon us, many Americans are considering purchasing a home over the next few months. The total mortgage originations market is estimated to be around $1.2 trillion in 2015. With that in mind, the Independent Community ...


Colors Jump from Fashion Runways to Your Hallways, Furniture

It's lights, camera and time for action when it comes to freshening up your interior spaces this spring and summer. I was intrigued by a recent blog from Koket founder Janet Morais (bykoket.com) who among many creative projects—recently provided exquisite interior ...


New Survey Shows How to Approach Home Buying with Swagger

Spring and summer mean warmer weather and increased home sales, but many homebuyers dread the process. The majority of homebuyers (95 percent) know that credit is important when purchasing a home, and those who know their credit scores feel significantly more prepared to ...


Seven Tips for Hurricane Preparedness

In recognition of Hurricane Preparedness Week, which began May 24, the American Bankers Association is encouraging customers to prepare for hurricane season by assessing their home’s risk and developing emergency plans to protect against a potential storm. ...


What to Do when a Project Is Headed toward Failure

(TNS)—Q: I was on a project last year that was eventually shelved because it was losing money, wasn’t properly staffed, and was generally not meeting its objectives. Now this year, the project has been restarted and I’m back ...


Beating the Fear of Spending

(TNS)—In our quest to save for various goals, developing a fear of spending is possible. To conquer this unhealthy fear, align your spending with what you value. ...


Buying a Home with No Credit? Probably Not

(TNS)—Some financial gurus say consumers should live 100 percent debt-free. No credit cards. No car loans. No debt of any kind for any reason. ...


8 Patio Upgrades That Will Add Sparkle to Your Summer

Looking to upgrade your patio this summer? Consider the following DIY upgrades and come June, you'll be sipping mimosas on your newly pimped out patio. ...


Your Smartphone Is a Target, So Make It Secure

(TNS)—Consumers beware: Your smartphone represents a uniquely valuable and vulnerable target for hackers, scam artists and other bad actors. ...


How Much Would Your Favorite TV Homes Cost in Real Life?

From Roseanne Conner's home in the fictional Lanford, Ill. to the Dunphy's gorgeous space in West Los Angeles, Calif., it's fun to imagine what the real-life homes of our favorite families from television history would've cost. (There's no question Phil Dunphy found himself ...


Avoiding Deadly Hidden Dangers In Your Home

According to the U.S. Fire Administration, more than 2,385 Americans died from residential fires in 2012. Unfortunately over 20,000 people are poisoned by carbon monoxide each year and an unknown number of Americans become ill from toxic molds, often without a diagnosis. Fortunately ...


Tree Care Accidents: When Are Homeowners Liable?

Are homeowners responsible for tree care-related accidents on their property? Unfortunately, the answer isn't simple. It depends on several factors, including state law, the circumstances of the accident, and the type of insurance coverage the homeowner and contractor each possess. ...


Home Improvements Are the Most Popular Use of a Home Equity Account

Ever wonder what consumers are doing with their home equity accounts? The 2015 BMO Harris Bank Homebuyers Report revealed that making improvements to a home is the most popular use of a home equity account (47 percent), followed by consolidating debt (22 percent) ...


5 Tips for Nailing Your Elevator Pitch

Marketing yourself is never easy. Unless you're the type who adores self-promotion, then selling yourself or your services can be daunting. However, if you're looking for your business to thrive, a polished elevator pitch is vital. It should be short, it should be ...


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