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Today’s Home Spun Wisdom Archive


8 Small Ways to Save Big

Yes, it’s hard to save money—especially when you think you’ve already cut the fat out of your monthly budget. But Kiplinger’s personal finance editors offer eight ways you may not have considered that can help you wring out a few more dollars to ...


5 Innovation Killers that Lurk within Businesses

The work of innovative thinkers is why the world has smartphones, laptop computers, toaster ovens and numerous other gadgets and creative approaches to problem solving. ...


Reverse Mortgages a Financial Planning Tool

(TNS)—Changes in 2014 to federal reverse mortgage regulations have shifted this senior safety net away from its traditional role as a loan of last resort to keep the elderly in their homes. Reverse mortgages now serve as a financial planning tool for the ...


10 Ways to Raise Your Credit Score 100 Points in 2015

(TNS)—It’s important to get your credit score as high as possible if you want to qualify for the best loans and credit. Many lenders don’t even look at your credit report; they stop at your credit score. FICO credit scores ...


Keeping Your Phone on Lock Down: App Awareness

You just had a flat tire along a dark country road. Luckily, you downloaded a flashlight app into your cellphone and now can put it to use. ...


7 Ways You’re Accidentally Improving your Credit

(TNS)—There’s little doubt that Americans with higher credit scores get better deals on core consumer items like mortgages, auto loans and credit cards. ...


11 Fatal Errors Not to Make in Your Job Search

Do you know someone who has experience and skill in their field (not to mention commitment, drive, and great references), but despite their best efforts, they can't seem to find a job? For anyone in this situation, as application after application is filled ...


The Secrets of Family Business

After years of hard work, you’ve built the family business into a great success and you take pride in meeting the challenges that each day brings. ...


Living Smart: Don’t Take Kitchen Appliances for Granted

(TNS)—Most people depend on their kitchen appliances for daily use and occasionally for a cooking marathon before a holiday feast. They’re staples of the kitchen, and expected to work. But as soon as the refrigerator stops cooling or the oven won’t warm, panic ...


The ‘Old Smart’ Isn’t Good Enough

Maybe you graduated top of your college class. Maybe you have an MBA and complete the Saturday edition of the New York Times crossword in one sitting. Maybe you pride yourself on your ...


The Three HVAC Questions Every Homebuyer Should Ask

This blog was contributed by Myles Kleeman, eComfort.com. ...


5 Ways a Strong Dollar Helps You

(TNS)—The “strong dollar” is making headlines. What is a strong dollar, and how does it impact us? ...


Spending Choices that Offer Most Bang for Your Buck

(TNS)—If you’re pulling together your budget for 2015 or have made “spend less” one of your New Year’s resolutions, consider this tip: Rather than simply cut back on dinners out or trips to the mall, think instead about how to spend more meaningfully. ...


Living Smart: Will Wallpaper Trend Stick This Time?

(TNS)—Denise Jordan has seen wallpaper come and seen it go. ...


Your Budget: Rethink These Modern-Day ‘Necessities’

Compare your monthly expenses to those of your grandparents (maybe even your parents), and you’ll probably find that your expense list is quite a bit longer. Over the decades, more and more conveniences, habits, and gadgets have found their way into our everyday ...


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