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Today’s Marketplace Archive


DTI Ratios: What Homeowners Need to Know

RISMEDIA, March 13, 2009-Ask homeowners about their DTI (debt-to-income) ratios, and they're likely to respond with something like, "My what ratios?!" However, when distressed homeowners are sizing up their foreclosure options, they need to brush up on DTI ratios. Lenders ...


Surviving in Today’s Market: Using Peak-Time Methods to Increase Business Today

RISMEDIA, March 10, 2009-"The more things change, the more they stay the same." We've heard that old phrase many times, and nowhere does it apply more graphically than in our own industry. Markets change, the economy changes, and so do ...


Can a Year-Old Rescue Plan Help the Current Crisis?

RISMEDIA, March 10, 2009-(MCT)-It's coming. But will it help? The long-awaited federal program to try to get up to $1 trillion in loans flowing into the hands of consumers and small businesses is ready to be launched March 17, but ...


Working the Foreclosure Market – 5 Things You Need to Know

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Mortgage Woes Break Records again in Fourth Quarter

RISMEDIA, March 9, 2009-(MCT)-The American Dream of homeownership continues to unravel. On Thursday, the Mortgage Bankers Association reported that 48% of the nation's homeowners who have a subprime, adjustable-rate mortgage are behind on their payments or in foreclosure. ...


NAR Pulse: This Week’s Top Stories from the NATIONAL ASSOCIATION OF REALTORS

RISMEDIA, March 6, 2009-This week's headlines from the NATIONAL ASSOCIATION OF REALTORS? include: The introduction of the Right Tools, Right Now initiative; Marketing tools available through the REALTOR Benefits® Program Partners; and read what NAR President Charles McMillan had to say about Obama's plan for affordable housing. ...


Wells Fargo to Implement President Obama’s Homeowner Affordability and Stability Plan

RISMEDIA, March 6, 2009-Wells Fargo Home Mortgage, one of the nation's largest home mortgage originators and servicers and part of Wells Fargo & Company, said it fully supports and will implement the administration's plan to prevent foreclosures and help more Americans lower their mortgage payments. ...


How to Help Homeowners Understand Obama’s Foreclosure Plan

RISMEDIA, March 5, 2009-If your housing market is anything like my housing market, you are probably fielding plenty of questions about President Obama's $75 billion foreclosure plan. Most homeowners want to know what it means for them, whether they are ...


Fed, Treasury Unveil $200B Plan to Jumpstart lending

RISMEDIA, March 5, 2009-(MCT)-Hoping to vault over the frozen credit markets and directly reach consumers and businesses, the Federal Reserve and Treasury Department unveiled a $200 billion plan they hope will spur up to $1 trillion in new lending. ...


Mortgage Applications Decrease in Latest MBA Weekly Survey

RISMEDIA, March 5, 2009-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending February 27, 2009. The Market Composite Index, a measure of mortgage loan application volume, was 649.7, a decrease of 12.6% on a seasonally adjusted basis from 743.5 one week earlier, which was ...


Today’s Marketplace – The ‘Good’ News, The ‘Bad’ News

RISMEDIA, March 4, 2009-Pending home sales declined on the heels of a weakening economy and with some buyers waiting for clarity on housing stimulus provisions, the National Association of Realtors® announced this week. he Pending Home Sales Index, a forward-looking ...


Zillow.com Reports Traffic, Loan Request Surge

RISMEDIA, March 4, 2009-Amidst the announcement of President Barack Obama's housing plan, and with mortgage rates reaching historic lows, real estate website Zillow.com reports record-breaking traffic and loan request activity within its free marketplace for custom mortgage quotes, Zillow(R) Mortgage Marketplace. ...


Another Bailout, But Not for Real Estate – Billions More Given to AIG

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How to Save in Our New Frugal World

RISMEDIA, March 4, 2009-(MCT)-What a difference nine months make. In the not-long-ago credit-card binge days, one of the "in" things was to own a TV the size of a bus. Today, it's to have six months of living expenses saved ...


Will Things Ever Return to ‘Normal?’

RISMEDIA, March 3, 2009-No! But, one of the lessons often forgotten when economic news gets this gloomy is that these are also times of great opportunity for some. As a matter of fact, sucking the prosperity out of America has already been very lucrative for a few, such as Halliburton ...


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