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Today’s Top Story – Consumer Archive


Upward Bound – Housing Affordability Conditions Cause for Rise in Pending Home Sales

RISMEDIA, May 5, 2009-Pending home sales rose with many first-time buyers taking advantage of historically good housing affordability conditions, according to the National Association of Realtors®. The Pending Home Sales Index, a forward-looking indicator based on contracts signed in March, ...


Refinances in First Quarter Reduce Mortgage Payments by $2.5 Billion in Coming Year

RISMEDIA, May 4, 2009-In the first quarter of 2009, half of the borrowers who refinanced their loan lowered their annual mortgage interest rate by at least 20% according to Freddie Mac's quarterly Refinance Report. The median ratio of new-to-old mortgage ...


7 Tips to Negotiate Your Way to a Mortgage Loan Modification

RISMEDIA, May 2, 2009-For some small business owners, trouble on the home front (as in home mortgage front) threatens already precarious business conditions. Home mortgages that once seemed a good source of money for the business now could result in ...


5 Advantages Move-Up Buyers Have in a Down Market

RISMEDIA, May 1, 2009-Potential home buyers who aren't eligible for the $8,000 first-time home buyer tax credit because they currently own a home actually have what could be an even bigger advantage - the opportunity to buy a new home ...


Help for Homeowners – New Details Emerge about ‘Making Home Affordable’ Program

RISMEDIA, May 2, 2009-The Obama Administration announced details of new efforts to help bring relief to responsible homeowners under the Making Home Affordable Program, including an effort to achieve greater affordability for homeowners by lowering payments on their second mortgages ...


Tips for Home Sellers Competing against Foreclosed Homes and Short Sales

RISMEDIA, April 29, 2009-With distressed sales accounting for half of all home sales, many home sellers are finding that traditional sales are competing with discounted prices offered by foreclosed properties and short sales in their local area. To help home ...


Finding Bottom: Where the Market Will Turn Around

RISMEDIA, April 28, 2009-The end is near. When exactly, is hard to predict. It is also hard to predict what that end will look like. However, it is hard to escape the sense that some things will change forever. But ...


Buying Foreclosed Homes: Deal or No Deal?

RISMEDIA, April 27, 2009-HouseMaster®, a home inspection franchisor, reports there are abundant opportunities for qualified homebuyers in the current real estate market - triggered by a 28% rise in foreclosure activity from last year. While President Obama's $75 billion loan ...


Energy Efficiency Tax Credits – Are You Ready to Take Advantage?

RISMEDIA, April 25, 2009-This year, the federal government extended and expanded home energy efficiency tax credits through 2010 as part of the broader economic recovery package, and millions of U.S. homeowners appear poised to pursue them, according to a survey ...


Help First-Time Home Buyers Help Themselves

RISMEDIA, April 25, 2009-The $790 billion American Recovery and Reinvestment Act signed into law by President Barack Obama in February gives first-time home buyers an exciting incentive to enter the housing market-an $8,000 tax credit. Now the trick is getting ...


Americans Staying Put – Residential Mover Rate Lowest Since 1948

RISMEDIA, April 23, 2009-The U.S. Census Bureau announced that the national mover rate declined from 13.2% in 2007 to 11.9% in 2008 - the lowest rate since the bureau began tracking these data in 1948. In 2008, 35.2 million people ...


Are Banks Withholding Foreclosed Homes to Prop Sales?

RISMEDIA, April 22, 2009-(MCT)-Lenders for months have been holding back a high volume of homes in the foreclosure pipeline that could further depress home values if they are released at once into the market, industry experts say. The artificially created ...


Could New Stimulus Plan Actually Cost You Money?

RISMEDIA, April 21, 2009-(MCT)-Wage earners beware: One of the federal government's new tax breaks, designed to put more take-home pay in your wallet now, may take a bite out of your wallet next spring. Under certain conditions, the extra cash ...


5 Things You Need to Know Before Buying Renters’ Insurance

RISMEDIA, April 18, 2009-(MCT)-It is, unfortunately, an all-too-familiar news image: An apartment building smolders in the hours after a major fire. The traumatized residents have gone off to put their lives back in order. In all likelihood, they have lost most of their possessions. ...


Fannie Mae and Freddie Mac Helping More Homeowners – Loan Modifications Increasing

RISMEDIA, April 17, 2009-Fannie Mae and Freddie Mac modified nearly 24,000 loans during the fourth quarter of 2008, an increase of 76% over the third quarter. The modifications, along with the suspension of foreclosures that began November 26, reduced the ...


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