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	<title>Northern Florida Real Estate Community - Homes for Sale in Northern Florida &#187; Featured</title>
	<link>http://rismedia.com/localnews/northern-florida-real-estate</link>
	<description>Quality local news and information from a professional Northern California Real Estate Agent. Local real estate news, information and listings for Northern Florida authored by Florida real estate professional Ranae Stewart.</description>
	<pubDate>Fri, 25 Apr 2008 21:44:25 +0000</pubDate>
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		<title>Northern Florida Real Estate Advice - Help! I Can’t Make My House Payment this Month!</title>
		<link>http://rismedia.com/localnews/northern-florida-real-estate/2008/04/08/northern-florida-real-estate-advice-help-i-can%e2%80%99t-make-my-house-payment-this-month/</link>
		<comments>http://rismedia.com/localnews/northern-florida-real-estate/2008/04/08/northern-florida-real-estate-advice-help-i-can%e2%80%99t-make-my-house-payment-this-month/#comments</comments>
		<pubDate>Tue, 08 Apr 2008 13:55:15 +0000</pubDate>
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		<category><![CDATA[Industry News]]></category>

		<category><![CDATA[Featured]]></category>

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		<description><![CDATA[American mortgage debt is at an all time high.  Changes in local job markets, tax and insurance rates, and adjustable rate mortgages have caused millions of Americans to make a late payment or skip a payment on their mortgage. If you are unable to make your house payment this month there are still options [...]]]></description>
			<content:encoded><![CDATA[<p>American mortgage debt is at an all time high.  Changes in local job markets, tax and insurance rates, and adjustable rate mortgages have caused millions of Americans to make a late payment or skip a payment on their mortgage. If you are unable to make your house payment this month there are still options available for you to keep your home, keep your payments current, and avoid foreclosure.</p>
<p>Your mortgage company can help in several ways, but the key to keeping your home and your credit rating is to act early, say lenders, counselors, and attorneys.</p>
<p>The companies to whom you owe thousands of dollars are in the lending business, not the property business. In a housing market where prices are stagnant or declining and homes are hard to sell, a bank may have a vested interest in helping you keep your home. <a href="http://rismedia.com/localnews/northern-florida-real-estate/2008/04/08/northern-florida-real-estate-advice-help-i-can%e2%80%99t-make-my-house-payment-this-month/#more-4" class="more-link">(more&#8230;)</a></p>
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		<title>Welcome to the Northern Florida Real Estate Community!</title>
		<link>http://rismedia.com/localnews/northern-florida-real-estate/2008/04/08/welcome-to-the-northern-florida-real-estate-community/</link>
		<comments>http://rismedia.com/localnews/northern-florida-real-estate/2008/04/08/welcome-to-the-northern-florida-real-estate-community/#comments</comments>
		<pubDate>Tue, 08 Apr 2008 13:50:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[Exit Realty N.F.I. formerly North West Florida Investments, Inc. was founded in 1985 by Ranae Stewart, Broker/Owner, a distinguished local Realtor with over 20 years of real estate experience in Santa Rosa and Escambia Counties.
The company specializes in residential, commercial, investment, and waterfront properties.  Ranae has set herself apart as a true entrepreneur and [...]]]></description>
			<content:encoded><![CDATA[<p>Exit Realty N.F.I. formerly North West Florida Investments, Inc. was founded in 1985 by Ranae Stewart, Broker/Owner, a distinguished local Realtor with over 20 years of real estate experience in Santa Rosa and Escambia Counties.</p>
<p>The company specializes in residential, commercial, investment, and waterfront properties.  Ranae has set herself apart as a true entrepreneur and supporter of the area; serving as a past President of the Santa Rosa County Board of Realtors, a past Director of the Santa Rosa Chamber of Commerce, and a well recognized success among the Exit franchises in the United States and Canada.</p>
<p>Now its time to give back to the community via our local news area. Here we will share everything there is to know about what&#8217;s going on with Northern Florida real estate and let buyers and sellers get the latest, updated news with little hassle. So please, come and join the coversation - we&#8217;d love to hear from you! Don&#8217;t hesitate to send us an email or simply post a comment below -we&#8217;re here to help!</p>
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