What about Freddie Mac?

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Freddie Mac, Fannie Mae’s counterpart, also offers low or no-down-payment home loans through partnerships it forms with various state governments to expand homeownership opportunities across the country, particularly for those persons with low or moderate incomes.

Coming up with a down payment has traditionally been one of the biggest obstacles to buying a home. Freddie Mac also works with lenders through its Alt 97 program to make mortgages that require only a 3 percent down payment available to borrowers. The program is not restricted to low or moderate income buyers.

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How to Jumpstart Your Success with Multicultural Markets

By the Gonzales Group
RISMEDIA, Oct. 16, 2008-It is critically important to understand the new economic powerbase that is the multicultural consumer. If you have a large Hispanic, Asian, Russian, etc., population in your community, find out if they are Mexican or Cuban, Chinese or Vietnamese, and examine their age segments and median household income to […]