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RISMEDIA, February 26, 2010—Holidays, school breaks and cabin fever make winter the busiest travel season of the year, reports the American Automobile Association (AAA), but it doesn’t have to be stressful. Travel insurance is the best defense against many of the most common risks affecting travel today and with the right insurance protection, you can enjoy carefree travel year round.

Become an educated travel insurance consumer with the following tips from InsureMyTrip.com:

Compare, Compare, Compare: Shop around to get the best plan for your needs at the right price. InsureMyTrip.com offers side-by-side comparisons of policies and prices to help you make smart purchasing decisions quickly and easily.

Plan Ahead: Trip cancellation package policies offer the broadest protection, including coverage for trip cancellation, interruption, baggage and travel delay, as well as medical and emergency evacuation. To receive the most benefit from the travel insurance policy, including financial default and terrorism protection as well as coverage for pre-existing medical conditions, the majority of the policies require that you purchase your policy within 10 to 30 days of your first trip payment.

Buy From a Third Party: Typically, if you purchase travel insurance directly through a travel supplier such as an airline, cruise line, or tour operator, you cannot protect yourself if that travel supplier goes bankrupt or becomes financially insolvent, so it is always best to purchase your travel insurance protection from a third-party source.

Understand the Details: Travel insurance coverage and premiums vary from policy to policy, so it’s important to know exactly how your plan works and the protection it provides.

Keep Your Receipts: In the event you ever have to file a claim, keep your receipts for everything from pre-paid non-refundable trip costs insured under your policy to doctor’s notes, as well as any receipts incurred from a travel delay such as meals, hotel accommodations and transportation to/from the airport.

For more information, visit www.insuremytrip.com.

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