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The 30-year fixed mortgage rate on Zillow® Mortgage Marketplace is currently 3.91 percent, down one basis point from 3.92 percent at this same time last week.

This represents the lowest rate recorded since Zillow Mortgage Marketplace launched in April 2008. The previous low was 3.92 percent, first recorded on Aug. 10, 2011. The 30-year fixed mortgage rate stayed below 4 percent for the majority of the week, hovering between 3.92 and 3.99, until jumping to 4.09 percent on Monday. The rate quickly returned to 3.92 percent the same day and spiked one last time before plummeting to the current rate early this morning.

Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers through the site, and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.

The rate for a 15-year fixed home loan is currently 3.12 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 2.48 percent.

For more information, visit www.zillow.com/Mortgage_Rates/.

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