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graph with housesFreddie Mac recently released the results of its Primary Mortgage Market Survey® showing average fixed mortgage rates moving down again across the board. Average fixed rates that continue to run below four percent will help keep affordability high for those in the market to buy a home as we head into the spring homebuying season.

“The average 30-year fixed mortgage rate fell to 3.69 percent following a decline in 10-year Treasury yields,” says Len Kiefer, Freddie Mac deputy chief economist. Low mortgage rates are a welcome sign for those in the market to buy a home this spring season and will help to support homebuyer affordability. Existing home sales in February increased slightly, but less than expected, to a seasonally adjusted annual rate of 4.88 million units. Meanwhile, new home sales outperformed expectations and surged 7.8 percent to an annual pace of 539,000 units.”

The 30-year fixed-rate mortgage (FRM) averaged 3.69 percent with an average 0.6 point for the week ending March 26, 2015, down from the prior week when it averaged 3.78 percent. A year ago at this time, the 30-year FRM averaged 4.40 percent.

Additionally, the 15-year FRM this week averaged 2.97 percent with an average 0.6 point, down from the last week when it averaged 3.06 percent. A year ago at this time, the 15-year FRM averaged 3.42 percent.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.92 percent this week with an average 0.4 point, down from the week prior when it averaged 2.97 percent. A year ago, the 5-year ARM averaged 3.10 percent.

Additionally, the 1-year Treasury-indexed ARM averaged 2.46 percent this week with an average 0.4 point, unchanged from the last week. At this time last year, the 1-year ARM averaged 2.44 percent.

For more information, visit www.FreddieMac.com.

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