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All real estate is local, and in some housing markets, zip codes within a stone’s throw of each other can have wildly varying costs of living. Researchers at GOBankingRates, using data from Zillow, recently identified the zip codes where costs of living (including both necessary and discretionary expenses) are the priciest in the nation:

  1. Atherton, Calif. (94027)
    Cost of Necessities: $334,039
    Cost of Discretionaries: $200,423
    Savings: $133,616
    Total Income Needed: $668,078
  1. Water Mill, N.Y. (11976)
    Cost of Necessities: $219,255
    Cost of Discretionaries: $131,553
    Savings: $87,702
    Total Income Needed: $438,510
  1. Alpine, N.J. (07620)
    Cost of Necessities: $165,378
    Cost of Discretionaries: $99,227
    Savings: $66,151
    Total Income Needed: $330,756
  1. Medina, Wash. (98039)
    Cost of Necessities: $148,953
    Cost of Discretionaries: $89,372
    Savings: $59,581
    Total Income Needed: $297,906
  1. Greenwich, Conn. (06830)
    Cost of Necessities: $111,001
    Cost of Discretionaries: $66,601
    Savings: $44,400
    Total Income Needed: $222,002

How affordable are homes in your zip code? Enter yours here.

Source: GOBankingRates

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