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Mortgage rates returned to an uptrend, with the average 30-year, fixed at 4.86 percent this week, up from 4.85 percent the prior week, according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS®). The average 15-year, fixed was 4.29 percent, up from 4.26 percent, while the average five-year, Treasury-indexed hybrid adjustable was 4.14 percent, up from 4.1 percent.

“Despite volatility in the stock market, the 30-year fixed-rate mortgage inched forward just one basis point to 4.86 percent this week,” says Sam Khater, chief economist at Freddie Mac. “We expect rates to continue to rise, which will put downward pressure on home-buying activity. While higher borrowing costs will keep some people out of the market, buyers with more flexibility could take advantage of the decreased competition.”

Source: Freddie Mac

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