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The Land Transfer Tax is a required fee when buying in Canada. Here’s what you need to know:

What is it?
The tax is paid by buyers to the province upon the sale of the property. It must be paid upfront in cash. It can’t be rolled into regular mortgage payments. This tax varies from province to province.

How much should I expect to pay?  
It depends on which province you are located in. The tax is much higher in BC and Ontario. Other provinces like Manitoba and Saskatchewan have only minimal land taxes.

In certain provinces, first-time buyers can catch a break. 
Some provinces provide a significant rebate for first-time buyers.

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