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Many people seek an escape from the frantic pace of city life and dream about owning a house on the water. Whether a primary residence or a vacation home, living near a body of water can have positive effects on health and mood, but it can also have drawbacks.

Benefits of Waterfront Living
Residing near the water can provide unparalleled peace and serenity. Seeing and hearing crashing waves and wildlife and observing glorious sunrises and sunsets can produce a sense of calm that can help worries and stress melt away.

Living on the water can improve physical health. Breathing clean, fresh air every day can improve residents’ overall health. In addition, houses located near a body of water are often surrounded by outdoor areas dedicated to public use, such as parks and hiking trails.

A house located near water can be a good financial investment. Since waterfront real estate is in demand and in limited supply, homes tend to gain value over time. If you decide to buy a waterfront property as a second home, you might be able to generate income by renting it out when you don’t plan to use it yourself.

Downsides of Owning a Waterfront Property
Sometimes people buy homes near water hoping to have more privacy but find that they have less. Owners of beachfront properties may invite their families and friends to parties and barbecues, which could lead to problems with noise, traffic, and parking.

Mosquitoes can be a nuisance if you live near a lake or pond, particularly in the early evening. They can make being outside unpleasant or unbearable and can carry diseases.

A waterfront home will most likely require more maintenance than an inland property. Humidity can lead to mold, which could damage the house and create health problems. Salt in the air could cause damage to the structure and its contents. A house located some distance from the water would require less maintenance than one right next to a body of water.

Rising sea levels are a concern in coastal communities. Houses located directly on the water could slowly lose ground as water moves closer and causes erosion. A hurricane could flood the area and leave the entire community underwater. Even if you purchased a house that was not directly on the water, the surrounding community, including local businesses and government services, could be impacted by rising water levels.

Is a Waterfront Home Right for You?
Living near water could improve your health and help you live a less stressful life. Depending on the location of the house you chose, you might face higher maintenance costs and have less privacy than you would with an inland property. If you are considering buying a waterfront home, visit several locations to observe the natural landscape and community and to decide whether living there would be right for you.