Americans love their pets. So, it’s no surprise that they also embrace advances in veterinary medicine to keep their pets healthy and happy. But medical progress comes at a price, and people are frequently forced to limit veterinary care because of high out-of-pocket costs.
Easing Pet Healthcare Costs
ASPCAÂ® Pet Health Insurance* plans are designed to ease financial stress, which can be associated with pet healthcare, providing coverage options for routine care, and for when a pet has an accident or injury or faces a serious illness.
This insurance is now included in the National Association of REALTORSÂ®’ (NAR) REALTOR BenefitsÂ® Program. It helps REALTORSÂ® make healthcare decisions for their dogs and cats based on need, not on cost. Eligible NAR members receive 10 percent off the base rate of the policy premium for one insured pet and an additional discount for two or more pets.**
There are two plans to choose from:
REALTORSÂ® can consider their pets’ health and choose the level of annual deductible, reimbursement percentage and annual limit that best fits their needs. The coverage includes:
- Hereditary conditions
- Chronic conditions
- Dental disease
- Behavioral issues
- Alternative therapies
The plan pays expenses related to the diagnosis and treatment of injuries from an accident and covers such expenses up to a policy’s annual limit after the annual deductible and reimbursement percentage are applied. Coverage includes:
- Poison control consultation
- Surgery and hospitalization
- IV fluids and medication
- MRI or CT scans and X-rays
- Stem cell therapy
- Prescription medications
- Alternative therapies
Both plans feature competitive rates. Premium rates depend on the coverage chosen, geographic location and the species, breed and age of covered pet(s).
Prevention, Routine Care
Prevention often is the best cure, so there are also plans to help REALTORSÂ® manage routine veterinary costs like tests and vaccinations.
NAR members may add preventive care to their pet health insurance plan for a little more cost, and choose from two options:
- Preventive Care â€“ Prime: This add-on plan includes coverage for a wide array of tests, exams and vaccinations and a health certificate.
- Preventive Care â€“ Basic: This add-on plan includes coverage for various tests, exams and vaccinations.
Find complete information at RealtorsInsuranceMarketplace.com/PetInsurance.
*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions, visit www.aspcapetinsurance.com/terms.Â Â
**Preventive Care reimbursements are based on a schedule. Products, schedules and rates may vary and are subject to change. Discounts may vary and are subject to change. More information is available at checkout. Â
The ASPCAÂ® is not an insurer and is not engaged in the business of insurance. Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018. Form number: 0319-NARAR01
REALTORSÂ®’ Route to Lower Auto Expenses
For most real estate agents, a car is more than just a way to get around townâ€”it’s often an office-on-wheels. It needs to provide comfort and safety for passengers, and it must project the right image and help practitioners make a good first impression.
All that can come at a high cost.
Through the REALTOR BenefitsÂ® Program, NAR helps its members reduce their annual automobile costs and find the right vehicle, whether that’s a sporty coupe for luxury showings or a sturdy truck to manage land sales.
FCA US LLC, the Official Automobile Manufacturer of NAR, offers REALTORSÂ® and their families a $500 cash allowance toward the purchase or lease of select Chrysler, Dodge, JeepÂ®, Ram, FIATÂ® and Alfa Romeo models.
In addition, the MoparÂ® Vehicle Protection package, created exclusively for REALTORSÂ®, further reduces annual car expenses. For two years and at no extra charge, participants receive:
- Four (two per year) lube, oil and oil filter changes using synthetic oil
- Road hazard tire and wheel service plan that includes full repair or replacement cost for all four tires and wheels
- Free, first-day car rental and daily $35 rental car or taxi reimbursement (if needed) while the primary car is being serviced at the dealership
The FCA US LLC benefit represents a significant incentive for REALTORSÂ®. Valued up to $1,000, when combined, these savings equal the value of NAR membership dues for more than six years.
More Incentives, More Savings
What makes the deal even sweeter is that the NAR discount can also be combined with many other local and national incentives. One example is the JeepÂ® Celebration event that begins in May. REALTORSÂ® need to ask their local dealer about other incentives because they vary by location and dealership.
Learn more at nar.realtor/RealtorBenefits/FCA.
The REALTOR BenefitsÂ® Program is the exclusive member benefits program of the NAR, bringing savings and special offers just for NAR members. Program partners are carefully selected and understand the unique needs of real estate professionals. Learn more and save by visiting nar.realtor/RealtorBenefits.