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These tips will set you on the path to living debt-free…

Hit the Pause Button

Temporarily pause or consider eliminating automated payments. 

Reduce Interest Rates

Call your credit card companies to see if they can waive late payments or reduce interest rates.

Work Toward Eliminating Your Most Expensive Card First

Leftover money should be applied to the card with the highest interest rate. 

Create a Written Budget

Putting pen to paper and creating a written budget goes a long way toward helping you stay out of debt.

Set Goals and Keep Your Eye on the Prize

Write down your goals so that you’re more driven to reach them. 

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