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Looking to buy your first home? Consider these tips…

Set a Budget 

Include the down payment, property taxes, additional insurance and closing costs.

Check Your Credit 

Improve your score and check your credit report for any errors before applying for a loan.

Compare Mortgage Options

Depending on your situation, look for options with lower interest rates or a smaller down payment. 

Weigh the Pros and Cons of New Versus Older Homes

New homes have a larger ticket price upfront, but may come with appliance and structure warranties that could save you money in the future.

Consider All Expenses 

Make sure to budget for additional costs, such as moving expenses and maintenance, to determine an affordable monthly payment plan.

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