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If your homeowners insurance company plans to raise your rates, read the letter or call to find out why.

The insurer may lower your rates if you are less likely to file a claim, so make necessary repairs to your house to prevent storm damage.

Or, if there has been a string of burglaries, upgrade security.

A drop in your credit score could be responsible for rising premiums.
Work on paying down debt.

Sometimes, insurers raise rates for everyone if a lot of people file claims.

Contact your homeowners insurance company to ask if you can make changes to lower your rates and find out if you are eligible for discounts.

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