Family liability coverage is a standard part of a homeowners insurance policy.
It will cover injuries and/or property damage if a member of your family causes an accident, regardless of where it occurs.
Your homeowners policy may pay for medical treatment, pain and suffering, lost wages, funeral expenses, costs to repair or replace damaged property and legal fees if you get sued.
Homeowners insurance won’t cover assault, vandalism or car accidents.
If your family member causes an accident that results in injuries or property damage, contact your insurer.
Call your insurance company or agent to make sure you have enough liability coverage.
Consider umbrella insurance to safeguard your assets.