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There are several benefits to paying off your mortgage faster…

Making extra mortgage payments would reduce the total amount you would pay for interest.

Paying off your home early could give you more flexibility when you retire or when your kids attend college.

Prepaying your mortgage could build equity faster.

Lowering your debt-to-income ratio would improve your credit score and could help you get a loan.

If you haven’t saved enough for retirement, your kids’ education or an emergency fund, focus on those goals first.

Find out if your lender charges a prepayment fee, and if you make extra payments, tell the lender to apply them to the mortgage principal.

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