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Sharon Nibbs

Nibbs and Associates Realty

Little Money Moves that Matter

Most of us wish we could save more money, but this is often easier said than done. You don't need to be stingy to save a small bundle each month. Below are some ideas:

Cash in your recycling. Once a month, bring your cans and bottles to the recycling center to cash them in. Even if you only make $10 bucks or less, throw those dollars into your gas tank or save them up for a night out at the end of the year.

Track your small spending. Create a spreadsheet or find an app to track your small-time spending, like that afternoon coffee, drinks with coworkers or that sweater you didn't really need. Each month, analyze your habits and consider ways to minimize.

Give homemade cards as gifts. Gifts can be a huge spend, and while you may love your friends and family, often a homemade card can be just as thoughtful as a larger splurge. This is especially important during the holidays - let your loved ones know you're minimizing gifts this year.

Rethink date night. Date nights or weekly meetups with friends are key to long lasting relationships, but they don't need to be expensive. Host a game night or watch a movie instead of a pricey dinner or theater date.

Call your service providers. Often we miss service savings because we're unaware of them. Call your cable, internet, phone and even insurance providers to ask about any savings - let them know you may be shopping around so they are inspired to give you a customer loyalty break.