Smart Ways to Use Your Equity for Home Improvement
(TNS)—If you’re a homeowner who has paid down a significant portion of your mortgage, you may be sitting on a mountain of tappable equity. If your house is worth more than you owe on it, you may be able to use that equity to make home improvements. Before...
3 Reasons Americans Count on Their Homes After Retirement
(TNS)—Retirees who own their homes outright are often at an advantage over their renting—and retired—counterparts. There are two reasons for this: their housing costs are generally lower, and they have access to safety-net cash in the form of home equity. However, all...
Why the 5-Year Home Sale Rule Still Makes Sense (Most of the Time)
(TNS)—Some things get more valuable with age, like fine wines and real estate. The longer you keep them, the more valuable they get. In real estate, this calls to mind the five-year rule, which states that new homeowners should generally stay put for at least five...
The Pros and Cons of Paying Off Your Mortgage Early
(TNS)—Most homeowners want to own their homes free and clear. For some, that means using a raise, inheritance or savings to pay off their mortgage early. This seemingly responsible move may not always be in your best financial interest. According to financial experts,...
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