Learning the ABCs of FICO
Most people don’t think too much about their FICO scores until they want to get a loan. No matter the type of loan you want—mortgage, new car—the higher your FICO score, the more likely you’ll be approved. Understanding the five factors that make up your...
Millennials Bank More on Conventional Mortgages
More millennial homebuyers are obtaining conventional financing over FHA financing, relying less on government-backed loans, according to the latest Ellie Mae Millennial Tracker™. Conventional and FHA—the most common types of mortgage loans for millennials—comprised...
CFPB Finalizes ‘Know Before You Owe’ Updates
The Consumer Financial Protection Bureau (CFPB) recently finalized updates to the TILA-RESPA Integrated Disclosure rule (TRID), or “Know Before You Owe,” including clarifying the sharing of the Closing Disclosure (CD) with third parties—a concern for many...
Survey: Mortgage Borrowers Want Best of Both
Sixty percent of consumers recently surveyed by the American Bankers Association (ABA) prefer to apply for a mortgage in person, despite the existence of technology that eliminates the need for human interaction. Just 17 percent prefer to apply for a mortgage online....
Drive 2021 Sales Immediately
January is a great month in real estate. It's a time for new plans, great attitudes and endless possibilities for how we can help our clients and grow our businesses in the coming year. Here are three purposeful things you can do to make that happen.
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