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RISMEDIA, June 17, 2009-David G. Kittle, CMB, chairman of the Mortgage Bankers Association, issued the following statement in support of S. 1230, The Home Buyer Tax Credit Act of 2009:

“Stimulating the housing market is one of the best ways Congress can help accelerate the recovery of our national economy. Offering $15,000 to potential home buyers is a powerful incentive that I believe will jumpstart the housing market.

“The current $8,000 credit for first-time buyers has had a positive effect on the housing market this year. Increasing the amount and expanding the benefit to include all home buyers will have an even larger impact in spurring the housing market and stabilizing the economy.

“As this bipartisan proposal moves forward, we hope that policy makers will make the tax credit refundable as a tax refund if the person’s tax liability is less than the amount of the credit, so borrowers can take full advantage of this benefit. In addition, we believe that the tax credit ought to be made available at the closing table. One of the greatest hurdles for many home buyers is saving money for their down payment. If this money could be made available at the closing table, as FHA has done with the existing tax credit for first-time home buyers, it will have the potential to help even more borrowers.”

A letter to U.S. Senator Johnny Isakson (R-GA), who introduced S. 1230, can be found on www.mortgagebankers.org.

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