Are you having trouble paying your mortgage? Here are tips to help avoid foreclosure.
Talk to your loan servicer — Tell your loan servicer why you can’t pay your mortgage on time and they may help you.
Find a housing counselor — A counselor can tell you if you qualify for a government assistance program.
Refinance your mortgage — An option if you take on a new loan with a lower interest rate or switch to an adjustable rate.
Accept a repayment plan — This will allow you to postpone payments in exchange for making higher payments later.
Short Sale — You may be able to walk away from your home through a short sale. Check your state’s law first.
