Now that the National Flood Insurance Program (NFIP) has been extended through Sept. 30, Congress should pass a long-term reauthorization and reform measure that strengthens the program while providing certainty to real estate markets and property owners. Administered by the Federal Emergency Management Agency (FEMA), the NFIP offers hundreds of thousands of dollars of insurance…
On Oct. 1, 2021, FEMA began implementing a new flood insurance pricing methodology called Risk Rating 2.0. The rate changes affect new flood insurance policies but will not apply to existing policies until April 1, 2022. It is already clear that Risk Rating 2.0 is producing National Flood Insurance Program (NFIP) rates that more accurately…
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