Freelance

Know the seller's motivation to sell. This will enhance your negotiating position. Sellers who must move quickly due to a...

Any offer can be presented, but a low-ball one that is extremely less than the asking price can dampen a...

Lenders require private mortgage insurance (PMI) on most conventional loans with less than a 20 percent down payment. They believe...

A standard policy will do in most instances. It protects against several natural disasters and catastrophic events. However, it will...

It protects against disasters---whether natural, manmade or mechanical. A standard policy insures the home, as well as your possessions. Because...

A home inspector is a paid professional---often a contractor or an engineer---who checks the safety of a home. Home inspectors...

A certified appraiser who is trained to provide the estimated value of a home determines its appraised value. The appraised...

The list price is a seller's advertised price, or asking price, for a home. It is a rough estimate of...

A landlord agrees to give a renter an exclusive option to purchase the property. The option price is usually determined...

They can remain on your credit record for seven to 10 years. However, a borrower who has worked hard to...