maria

Closing or settlement costs are expenses over and above the price of the property. Both the buyer and seller incur...

A lot depends on the state where the property is located. Some require an attorney; others do not. Most homebuyers...

A few lenders will negotiate the mortgage rate and number of points on a loan; however, this is more the...

Certainly, but it takes a lot of determination and time to find a real bargain. But if you are adamant,...

Lenders require private mortgage insurance (PMI) on most conventional loans with less than a 20 percent down payment. They believe...

Title insurance protects the lender against an unclear title to the property you are buying. It is almost always a...

This insurance protects your investment and personal belongings from most disasters. As an owner, you will need two insurance policies—your...

Homeowner's insurance protects against disasters—whether natural, manmade or mechanical. A standard policy insures the home, as well as your possessions....

By all means. Buying a home without getting expert advice is risky. Once a home inspector uncovers major plumbing and...

A home inspector is a paid professional—often a contractor or an engineer—who checks the safety of a home. Home inspectors...