Expert Insights: How Are Individual Tax Bills Figured?
Unlike the income tax and the sales tax you pay, the property tax is not based on how much money...
Exclusive QA
Expert Insights: Why Do Homeowners Have to Pay Property Taxes?
Property taxes are assessed by city and county governments to generate the bulk of their operating revenues. The taxes help...
Expert Insights: Are Upfront Fees and Closing Costs Deductible?
Many of the costs paid at closing are not immediately deductible. The exception is points you pay to purchase your...
Expert Insights: How Can Owning a Home Pay Off at Tax Time?
A home provides many tax benefits, literally from the time you buy to the time you sell. The mortgage interest...
Expert Insights: Is There Anything I Should Know About Closing Day?
Yes. The following to-do list can help save you a few headaches and keep the closing on track: -Keep extra...
Expert Insights: What Are Closing Costs?
Closing or settlement costs are expenses over and above the price of the property. Both the buyer and seller incur...
Expert Insights: Do I Need an Attorney to Buy a Home?
A lot depends on the state where the property is located. Some require an attorney; others do not. Most homebuyers...
Expert Insights: Can You Negotiate Interest Rates?
A few lenders will negotiate the mortgage rate and number of points on a loan; however, this is more the...
Expert Insights: Is It Possible to Buy a Home Below Market Price?
Certainly, but it takes a lot of determination and time to find a real bargain. But if you are adamant,...
Expert Insights: Is Private Mortgage Insurance Necessary?
Lenders require private mortgage insurance (PMI) on most conventional loans with less than a 20 percent down payment. They believe...
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