Exclusive QA

There are several new government programs that have been launched or are expected to launch to help prospective homeowners. Stay...

They can remain on your credit record for seven to 10 years; however, a borrower who has worked hard to...

It can happen. But a lot will depend on your circumstances and the mortgage interest rate you are willing to...

Becoming a more and more popular option for distressed homeowners, this process is called a 'short sale', which occurs when...

Talk with your lender immediately. The lender may be able to arrange a repayment plan or the temporary reduction or...

Check with your state. It may provide special protection through the filing of a homestead exemption, which exempts some or...

Unfortunately, it is a pretty bad blemish. A property foreclosure is one of the most damaging events in a borrower's...

It is not easy but certainly doable with both commitment and time. By law, any unfavorable information in your credit...

It is all those things that appear on your credit report that are unflattering. This may include missing a credit...

A home equity loan, like a second mortgage, lets you tap up to about 80 percent of the appraised value...