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Amelia Bullock has been in the real estate industry for 46 years; 44 years ago, she started her own real estate firm, Amelia Bullock REALTORS® Inc., one of the top performing and largest real estate firms in Austin, Texas.

With more than four decades of real estate insight, Bullock has watched the market ebb and flow, and can track changes and advancements with ease.

“Everything is online now,” says Bullock. “In the old days, we hand delivered contracts and talked to the buyers and sellers, but now that’s done online. I feel like we’re losing something there, but on the other side, we’re able to do a lot more because of it.”

The desire for comprehensive coverage through a policy designed to address the specific needs of large real estate firms was one of the main reasons Bullock says she went with Norman Spencer’s Top-Tier Real Estate Errors and Omissions Insurance Program. In addition, the ability to continue to work with her own attorney was a valuable and key feature. Finally, it was important that her existing insurance agent, Carroll Coleman, whom she considers her E&O expert, and with whom she has had a continuous business relationship for over 20 years, was able to access the program and also recommended it over other E&O programs.

“Firms with higher transaction volumes typically have more sophisticated internal controls and align their risk management needs with a local attorney(s) experienced in real estate who they’ve had an on-going relationship with for many years and trust their advice,” says Mike Ryder, national program director of Specialty Programs at Norman Spencer.

Not only does the Top-Tier program provide the stability of allowing the real estate firms to utilize a familiar insurance agent, but the programs’ carrier is extremely proactive in helping companies save time, hassles and costs by working with them to mitigate potential claims, issues or matters before they get out of control and turn into lawsuits.