You may want to make some upgrades to your home. Keep in mind that these improvements could increase your home insurance rate.
Your rate could rise as much as $30 per year if you install a pool.
Shingle or Wood Shake Roofing
These tend to be less durable than metal or stone. Insurance companies may raise the premium by 10 per cent.
If pipes burst, it could create challenges. An updated rec room could lead to rising insurance costs.
Will the improvements get you more money when you sell? If not, they may not be worth the increase in insurance.