These tips will set you on the path to living debt-free…
Hit the Pause Button
Temporarily pause or consider eliminating automated payments.
Reduce Interest Rates
Call your credit card companies to see if they can waive late payments or reduce interest rates.
Work Toward Eliminating Your Most Expensive Card First
Leftover money should be applied to the card with the highest interest rate.
Create a Written Budget
Putting pen to paper and creating a written budget goes a long way toward helping you stay out of debt.
Set Goals and Keep Your Eye on the Prize
Write down your goals so that you’re more driven to reach them.