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National 30-year Fixed Mortgage Rates Continue to Fall

Home Consumer
September 17, 2009
Reading Time: 1 min read

RISMEDIA, September 18, 2009—The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.04%, down from 5.09% the week prior, according to the Zillow Mortgage Rate Monitor, compiled by real estate website Zillow.com. Rates for 15-year fixed mortgages fell to 4.48% from 4.49%, and 5-1 adjustable rate mortgages fell to 4.02%, down from 4.06% the week prior. 

                                             Average Rate                    Average Rate
Mortgage Type        Week ending 9/13/09     Week ending 9/6/09         % Change

30-year fixed                        5.04%                                 5.09%                             -1.0%
15-year fixed                        4.48%                                  4.49%                              -0.4%
5-1 ARM                                4.02%                                  4.06%                             -1.1% 

Rates for 30-year fixed purchase mortgages decreased further, with the average rate on Zillow Mortgage Marketplace at 4.98%. Thirty-year fixed mortgage rates varied by state. Virginia mortgage rates, Washington mortgage rates, and New York mortgage rates decreased the most, from 5.06% to 4.96% in Virginia, from 5.10% to 5.00% in Washington and from 5.23% to 5.13% in New York. Oregon mortgage rates (5.19%) and Illinois mortgage rates (5.23%) were the highest in the country, while Colorado mortgage rates (4.97%) and Virginia mortgage rates (4.96%) were the lowest. 

For more information, visit www.zillow.com. 

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