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Worried about paying a lot for home insurance each month? Thankfully, there are several ways to reduce your premiums. You can save money on your home insurance by taking advantage of available discounts.

Here are three potential ways to get lower insurance payments:

Go with the same insurance company for your home and car policies. Many insurance companies offer lower rates for customers who bundle their policies. You might even be able to add your life insurance policy to the mix, depending on which company you decide to use. Bundling makes things more efficient for you as well, since the same company handles all of your questions and claims.

Boost your credit score. The lower your score is, the more you pay on your premium each month. By raising your credit score, your insurance company will likely lower your rates. You can improve your credit by carrying low balances, paying them off in full each month and making all payments on time.

Raise your deductible. If you can afford to pay more upfront if something happens to your home, then raising your deductible can save you a considerable amount of money on your monthly premiums. You could save up to 35 percent by going with a higher deductible.

Please share these tips with your family and friends via your favorite social media outlet.

For more information, visit www.owningthefence.com.

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