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The 30-year fixed mortgage rate on Zillow® Mortgage Marketplace is currently 4.39 percent, up one basis point from 4.38 percent at this time last week. The 30-year fixed mortgage rate remained relatively flat this week, hovering between 4.38 and 4.42 percent for the majority of the week.

“Rates were flat during last week’s holiday-shortened trading week,” says Erin Lantz, director of mortgages at Zillow. “This week rates should remain steady unless the December jobs report released on Friday reveals unexpected insights into the health of the U.S. labor market.”

Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgage Marketplace site, and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.

The rate for a 15-year fixed home loan is currently 3.35 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 2.89 percent.

For more information, visit http://www.zillow.com/mortgage-rates.

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